Founded in Italy in the 1920′s this company began manufacturing their legendary bikes in the late 1940′s and early 1950′s.
If you own one of them today, you’ll want to make sure it’s fully insured by examining the insurance coverage available on a Ducati.
Liability- Every state in the United States requires some type of minimum motorcycle liability coverage so you’ll have to purchase coverage for bodily injury liability. This takes care of any liability you incurred if someone is physically injured because of an accident you caused.
Property damage liability will pay for any damage to another person’s property that you caused. You may want to consider increasing the limits from the minimums required for bodily injury and property damage liability.
Collision- If your Ducati gets damaged because you hit another vehicle or even an inanimate object, you’ll be covered after your deductible is satisfied if you purchased collision.
Comprehensive- If your Ducati gets stolen, vandalized or is damaged in any way other than a collision, your comprehensive coverage (if you bought it) will pay for those damages.
Medical Payments- If you or a passenger needs medical payments because of an accident, your medical bills will be taken care of up to the medical payment limits.
Uninsured Motorists- If you get into an accident with an uninsured or underinsured motorist, this will cover you.
Other coverages include roadside assistance, custom parts and agreed upon value.
Other than the minimum liability requirements, all of the coverages are optional. Shop around for the best premium deal you can find for your Ducati motorcycle insurance.