If you’re one of the hundreds of thousands of Kawasaki motorcycle riders around the globe and you live in the United States, you’ll need to carry a minimum amount of bodily injury and property damage liability insurance.
For example, if you’re a resident of Denver, Colorado, you’ll need a minimum of $25,000 worth of bodily injury coverage and at least $25,000 worth of property damage coverage.
After these minimum requirements are met, you may want to consider other insurance coverages.
Kawasaki Motorcycle Insurance Options
Here are some other thoughts about Kawasaki insurance options:
- Increase your limits- Are the above minimum limits of $25,000 really enough? If you get into an accident, will you be adequately protected? You have to determine a comfort level with the amount of liability insurance you’ll carry.
- Collision- It’s one thing that you’re liability is protected. But what if you get into a collision and your bike is damaged? Liability pays out on the other person’s injuries or property damage as a result of an accident you caused. It doesn’t pay for the damage to your bike.
You bike is not covered unless you have collision.
- Medical Payments- Likewise, if you get injured, liability insurance will not pay your medical expenses. You’ll have to have medical payment coverage to get reimbursed.
- Comprehensive- And what happens if ,God forbid, your Kawasaki gets stolen? You’ll need to have comprehensive coverage to pay for that. Comprehensive pays out on anything that happens to your bike other than a collision
Whatever coverage you select, shop around for it. You’d be surprised at how premiums differ among insurance companies.