If you drive your classis Victory Motorcycle in Phoenix, Arizona, you’ll be required to pay the following minimum liability coverage limits:
Property Damage Liability Coverage
- $10,000 for damage or destruction of the property of others in any one accident
Bodily Injury Liability Coverage
- $15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident
As you’re purchasing those coverages from your insurance agent, you may want to consider having some or all of the following coverages on your Victory motorcycle insurance policy.
Victory Motorcycle Collision Insurance Coverage
Collision coverage kicks if you hit another vehicle or you hit an object and you damage your motorcycle. Minus a deductible (usually $250, $500, $1,000), the coverage will pay up to the limits of the policy.
Victory Motorcycle Comprehensive Insurance Coverage
Comprehensive is sometimes known as OTC (Other Than Collision) coverage. This is because you’re protected if your Victory motorcycle is damaged by anything other than a collision. This could be fire, theft, vandalism, hail and others.
Other coverages you can select include:
- Medical Payments
- Custom Parts
- Roadside Assistance
If those premiums begin to feel too high, you may be able to reduce them by taking Motorcycle Safety Foundation courses or purchasing an audible anti-theft advice for your Victory Motorcycle.
Make sure you shop around for the best deal. Premiums can vary widely between insurance carriers.