<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>MotorcycleInsurance.com &#187; Motorcycle Safety</title>
	<atom:link href="http://www.motorcycleinsurance.com/motorcycle-safety/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.motorcycleinsurance.com</link>
	<description>Motorcycle Insurance Buyers Resources and Motorcycle News</description>
	<lastBuildDate>Fri, 03 Feb 2012 19:47:08 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
		<item>
		<title>No, no, no&#8230;Video Of A Lunatic Mountain Motorcycle Ride</title>
		<link>http://www.motorcycleinsurance.com/no-no-no-video-of-a-lunatic-mountain-motorcycle-ride/</link>
		<comments>http://www.motorcycleinsurance.com/no-no-no-video-of-a-lunatic-mountain-motorcycle-ride/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 16:32:51 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Bike Find of the Day]]></category>
		<category><![CDATA[Biker Culture]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Motocross]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle News]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Stunts]]></category>
		<category><![CDATA[Motorcycle Videos]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=9516</guid>
		<description><![CDATA[I&#8217;m always blown away by what some people will do on a motorcycle. Riders will climb the highest mountain, ride across the top of a stadium, make bone-jarring jumps over impossibly long gaps, rip across the desert with nary a soul within a hundred miles of them and take their sport bikes out on the [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m always blown away by what some people will do on a motorcycle.</p>
<p>Riders will climb the highest mountain, ride <a title="Motorcyclist 380+ Feet In the Air – This Would Tighten Your Pucker String" href="http://www.motorcycleinsurance.com/motorcyclist-380-feet-in-the-air-this-would-tighten-your-pucker-string/">across the top of a stadium</a>, make <a title="The Best Motorcycle Stunt List You’ll See Today" href="http://www.motorcycleinsurance.com/the-best-motorcycle-stunt-list-youll-see-today/">bone-jarring jumps over impossibly long gaps</a>, rip across the desert with nary a soul within a hundred miles of them and take their sport bikes out on the public roads at blinding speeds.</p>
<p>It takes guts and skill and the intestinal fortitude to try something that&#8217;s right on the edge of your capabilities. You have to know your machine, and to know your machine is to know your self.</p>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2012/01/Snow_mountain_motorcycle_stunt.jpg"><img class="aligncenter size-full wp-image-9522" title="Snow_mountain_motorcycle_stunt" src="http://www.motorcycleinsurance.com/wp-content/uploads/2012/01/Snow_mountain_motorcycle_stunt.jpg" alt="" width="640" height="337" /></a></p>
<p>Taking outrageous risks on the back of a two-wheeled machine just seems to be part of the pact you sign when you buy your first bike, and it stays with you until the time you come to the end your last ride. It&#8217;s surely about adrenaline and the feeling you get when you&#8217;re fully aware that this life we live is finite. There are precious few times you feel that more comprehensively than those you spend on the back of a motorcycle.</p>
<p>From the quest to conquer the <a title="Video of Coma and Depres at Dakar 2012" href="http://www.motorcycleinsurance.com/video-of-coma-and-depres-at-dakar-2012/">Dakar Rally</a> to the rush of track day on the back of your FZR, the need for speed knows no bounds, and with the advent of small digital video cameras, we all share the thrills with anyone willing to take a couple of minutes to watch as the drama unfolds.</p>
<p>So why am I going on about all this? Well, today, it&#8217;s because I took the time to watch this awesome little GoPro gem of a rider tearing along a snowy hogsback at the top of what can only be described as a mountain ridge.</p>
<p>&nbsp;</p>
<p><iframe src="http://www.youtube-nocookie.com/embed/b8oafdXX_5U" frameborder="0" width="639" height="360"></iframe></p>
<hr />
<h3><a title="With Motorcycle Insurance, You Get What You Need" href="http://www.motorcycleinsurance.com/motorcycle-insurance-guide/" target="_blank">Buying Your First Bike? The Guide to Motorcycle Insurance</a></h3>
<p>You&#8217;re going to take it to the limit when you head out to ride. Across deserts, up the sides of mountains and down the highway to feel the thrill of the open road as it stretches out in front of you. When you do, you need to make sure that both you and your machine are covered by the right insurance protection.<br />
<a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you that correct motorcycle insurance package, whatever, and however, you ride…</a></p>
<p style="padding-left: 30px;"><strong>Tips for buying your motorcycle insurance, coverage you need:</strong></p>
<ul>
<li>Collision to pay for damage caused to your vehicle in an accident with another vehicle or any stationary object.</li>
<li>Comprehensive to cover such things as fire, hail, wind, vandalism, hitting an animal, etc.</li>
<li>Medical payment or personal injury protection to cover the medical bills resulting from an accident.</li>
<li>Uninsured or underinsured motorist to protect us when the other driver is at-fault and does not have coverage or assets out of which your bills can be paid.</li>
<li>Towing / Pickup</li>
</ul>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/ridiculous-motorcycle-mountain-stunt-riding-video/' rel='bookmark' title='Permanent Link: Ridiculous Motorcycle Mountain Stunt Riding &#8211; Video'>Ridiculous Motorcycle Mountain Stunt Riding &#8211; Video</a></li>
<li><a href='http://www.motorcycleinsurance.com/knowledge-is-power-it-will-get-increasingly-more-dangerous-to-ride-your-bike-so-know-the-score/' rel='bookmark' title='Permanent Link: Knowledge Is Power &#8211; It Will Get Increasingly More Dangerous to Ride Your Bike So Know the Score'>Knowledge Is Power &#8211; It Will Get Increasingly More Dangerous to Ride Your Bike So Know the Score</a></li>
<li><a href='http://www.motorcycleinsurance.com/the-trailer-queen-question-ride-it-or-tow-it-and-then-ride-it/' rel='bookmark' title='Permanent Link: The Trailer Queen Question &#8211; Ride It, Or Tow It And Then Ride It'>The Trailer Queen Question &#8211; Ride It, Or Tow It And Then Ride It</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/no-no-no-video-of-a-lunatic-mountain-motorcycle-ride/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>British Motocross Community Mourns Death of Rider Tom Smith In Racing Accident</title>
		<link>http://www.motorcycleinsurance.com/british-motocross-community-mourns-death-of-rider-tom-smith-in-racing-accident/</link>
		<comments>http://www.motorcycleinsurance.com/british-motocross-community-mourns-death-of-rider-tom-smith-in-racing-accident/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 23:37:55 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Motocross]]></category>
		<category><![CDATA[Motorcycle Accidents and Crashes]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Insurance Online]]></category>
		<category><![CDATA[Motorcycle Racing]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Stunts]]></category>
		<category><![CDATA[Motorcycle Videos]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=9469</guid>
		<description><![CDATA[Tributes have been paid to a talented motocross biker who died in a crash at a racetrack in Cambridgeshire, England over the weekend. Tom Smith, 32, was riding at the Mepal Motopark in Block Fen, Mepal, when the crash which took his life occurred on Sunday. Emergency personnel were on hand at the time, including [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.facebook.com/pages/RIP-Tom-Smith-150112/217437295011955?sk=wall" target="_blank">Tributes have been paid to a talented motocross biker who died in a crash at a racetrack in Cambridgeshire</a>, England over the weekend.</p>
<p>Tom Smith, 32, was riding at the Mepal Motopark in Block Fen, Mepal, when the crash which took his life occurred on Sunday.</p>
<p>Emergency personnel were on hand at the time, including a helicopter ambulance, but Smith was pronounced dead at the scene of his injuries.</p>
<div id="attachment_9471" class="wp-caption aligncenter" style="width: 650px"><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2012/01/Tom-Smith.jpg"><img class="size-full wp-image-9471" title="Tom Smith" src="http://www.motorcycleinsurance.com/wp-content/uploads/2012/01/Tom-Smith.jpg" alt="" width="640" height="427" /></a><p class="wp-caption-text">British Rider Tom Smith and his Facebook tribute.</p></div>
<p style="text-align: center;">
<p>Andrew Villis, the owner of the racetrack, said some 180 riders were competing at the time as part of an event. Nearly 3,000 fellow riders and friends have joined a group on Facebook set up in memory of Smith. Family, friends and fellow motocross riders from around the world have been paying tribute to the fallen rider.</p>
<p>“Motocrossers around the world are in shock at this news, &#8221; said Smith&#8217;s friend, Paul Crossland. “God bless all Tom’s family and friends. We’re thinking of you.”</p>
<p>&nbsp;</p>
<p><iframe src="http://www.youtube-nocookie.com/embed/4Y4AZbY0lGw" frameborder="0" width="640" height="480"></iframe></p>
<p>&nbsp;</p>
<hr />
<h3></h3>
<h3></h3>
<h3><a title="With Motorcycle Insurance, You Get What You Need" href="http://www.motorcycleinsurance.com/motorcycle-insurance-guide/" target="_blank">Buying Your First Bike? The Guide to Motorcycle Insurance</a></h3>
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Whether you ride a sport bike or an American cruiser, your insurance needs can get complicated.<br />
<a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right motorcycle insurance, whatever you ride…</a></p>
<p style="padding-left: 30px;"><strong>Tips for buying your motorcycle insurance, coverage you need:</strong></p>
<ul>
<li>Collision to pay for damage caused to your vehicle in an accident with another vehicle or any stationary object.</li>
<li>Comprehensive to cover such things as fire, hail, wind, vandalism, hitting an animal, etc.</li>
<li>Towing / Pickup</li>
<li>Medical payment or personal injury protection to cover the medical bills resulting from an accident.</li>
<li>Uninsured or underinsured motorist to protect us when the other driver is at-fault and does not have coverage or assets out of which your bills can be paid.</li>
</ul>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/motogp-rider-marco-simoncelli-killed-in-accident-at-sepang-malaysia/' rel='bookmark' title='Permanent Link: MotoGP Rider Marco Simoncelli Killed in Accident at Sepang Malaysia'>MotoGP Rider Marco Simoncelli Killed in Accident at Sepang Malaysia</a></li>
<li><a href='http://www.motorcycleinsurance.com/the-fake-celebrity-motorcycle-death-rumor-business-is-booming-sizzla-kalonji-lives-on-to-continue-sizzling/' rel='bookmark' title='Permanent Link: The Fake Celebrity Motorcycle Death Rumor Business Is Booming &#8211; Sizzla Kalonji Lives On to Continue Sizzling'>The Fake Celebrity Motorcycle Death Rumor Business Is Booming &#8211; Sizzla Kalonji Lives On to Continue Sizzling</a></li>
<li><a href='http://www.motorcycleinsurance.com/warehouse-there-house-indoor-motorcycle-racing/' rel='bookmark' title='Permanent Link: Warehouse? There, House&#8230;Indoor Motorcycle Racing'>Warehouse? There, House&#8230;Indoor Motorcycle Racing</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/british-motocross-community-mourns-death-of-rider-tom-smith-in-racing-accident/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loud Horns Save Lives &#8211; The Peter Olt Motorcycle Horn Solution</title>
		<link>http://www.motorcycleinsurance.com/loud-horns-save-lives-the-peter-olt-motorcycle-horn-solution/</link>
		<comments>http://www.motorcycleinsurance.com/loud-horns-save-lives-the-peter-olt-motorcycle-horn-solution/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 15:08:55 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle News]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Videos]]></category>
		<category><![CDATA[New Bike Designs]]></category>
		<category><![CDATA[Road Trips]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=8928</guid>
		<description><![CDATA[If you&#8217;ve been riding motorcycles for any length of time, and if you&#8217;re like me and you can only afford older bikes, you know one thing for a certainty; the first thing you discover when you purchase a new (read old but new to you) ride is that the damn horn doesn&#8217;t work. I&#8217;m not [...]]]></description>
			<content:encoded><![CDATA[<p>If you&#8217;ve been riding motorcycles for any length of time, and if you&#8217;re like me and you can only afford older bikes, you know one thing for a certainty; the first thing you discover when you purchase a new (read old but new to you) ride is that <em>the damn horn doesn&#8217;t work</em>.</p>
<p>I&#8217;m not an electrical engineer so I have no idea why OEM horns on older bikes tend to fail with an alarming (pardon the pun) regularity &#8211; they just do.</p>
<p>This guy, however, <em>is</em> an electrical engineer and he says he&#8217;s got a solution to the problem.</p>
<p>His name is Peter Olt and he&#8217;s been riding bikes for 30 years. He sent me a link to his proposal for a new motorcycle safety system, and it really got me thinking about what would make a motorcycle safer.</p>
<p>The whole &#8220;loud pipes save lives&#8221; thing is a complete misnomer. By the time someone hears you coming &#8211; due to a little piece of physics called the <a title="doppler effect and motorcycles" href="http://en.wikipedia.org/wiki/Doppler_effect" target="_blank">Doppler Effect</a> &#8211; loud pipes or not, you&#8217;re already toast when a cager pulls out in front of you.</p>
<p>I ride a lot out on country roads in the boondocks of Michigan, and this would sure be nice for those times when I see a whole gang of vicious deer intent on causing mayhem massing by the side of the rural route.</p>
<p>I leave it to you to decide if you need one of these, but I must admit to liking the idea&#8230;</p>
<h4>Here&#8217;s a video The Banshee Horn in Action:</h4>
<p><iframe src="http://www.kickstarter.com/projects/153591688/banshee-horn-safety-system-for-motorcycles-cars-an/widget/video.html" frameborder="0" width="640" height="547"></iframe></p>
<p><a title="Banshee Horn Kickstarter project" href="http://www.kickstarter.com/projects/153591688/banshee-horn-safety-system-for-motorcycles-cars-an?ref=live" target="_blank">If you like the idea, why not kick in a few bucks to his Kickstarter project and see where the adventure leads you?</a></p>
<p>If you do the full pledge, Olt says he&#8217;ll send you the complete package, which includes:</p>
<ul>
<li>The patented control unit which will come with all wiring and connections – ready to install.</li>
<li>A 135 decibel (12 volt) compact air horn in either black or chrome – your choice.</li>
<li>A universal mounting bracket for the air horn.</li>
<li>Easy to follow instructions including links to online videos.</li>
</ul>
<p>For the smaller pledge he&#8217;ll supply:</p>
<ul>
<li>The patented control unit which will come with all wiring and connections – ready to install.</li>
<li>Easy to follow instructions including links to online videos.</li>
</ul>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2012/01/banshee-horn-system.jpg"><img class="aligncenter size-full wp-image-8935" title="banshee horn system" src="http://www.motorcycleinsurance.com/wp-content/uploads/2012/01/banshee-horn-system.jpg" alt="" width="640" height="931" /></a></p>
<hr />
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Whether you ride a sport bike or an American cruiser, your insurance needs can get complicated.</p>
<p><a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right motorcycle insurance, whatever you ride…</a></p>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/the-fake-celebrity-motorcycle-death-rumor-business-is-booming-sizzla-kalonji-lives-on-to-continue-sizzling/' rel='bookmark' title='Permanent Link: The Fake Celebrity Motorcycle Death Rumor Business Is Booming &#8211; Sizzla Kalonji Lives On to Continue Sizzling'>The Fake Celebrity Motorcycle Death Rumor Business Is Booming &#8211; Sizzla Kalonji Lives On to Continue Sizzling</a></li>
<li><a href='http://www.motorcycleinsurance.com/the-motorcycle-insurance-primer-ways-to-save-cash-money-on-your-motorcycle-insurance/' rel='bookmark' title='Permanent Link: The Motorcycle Insurance Primer &#8211; Ways to Save Cash Money on Your Motorcycle Insurance'>The Motorcycle Insurance Primer &#8211; Ways to Save Cash Money on Your Motorcycle Insurance</a></li>
<li><a href='http://www.motorcycleinsurance.com/what-do-you-actually-save-riding-your-motorcycle-lots-of-dough-and-your-sanity/' rel='bookmark' title='Permanent Link: What Do You Actually Save Riding Your Motorcycle? Lots of Dough and Your Sanity'>What Do You Actually Save Riding Your Motorcycle? Lots of Dough and Your Sanity</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/loud-horns-save-lives-the-peter-olt-motorcycle-horn-solution/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Ultimate In Motorcycle Insurance Facts and Figures</title>
		<link>http://www.motorcycleinsurance.com/the-ultimate-in-motorcycle-insurance-facts-and-figures/</link>
		<comments>http://www.motorcycleinsurance.com/the-ultimate-in-motorcycle-insurance-facts-and-figures/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 04:55:31 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Motorcycle Accidents and Crashes]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Insurance Online]]></category>
		<category><![CDATA[Motorcycle Legislature]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=5588</guid>
		<description><![CDATA[There are a lot of facts associated with motorcycling, and you should know all the straight skinny before you head out on the road. Who knows? All this knowledge might come in handy. As well all well know, knowledge is power&#8230; The National Insurance Crime Bureau said that motorcycle thefts fell 24 percent in 2010 [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/knucklhead.jpg"><img class="aligncenter size-full wp-image-8464" title="knucklhead" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/knucklhead.jpg" alt="" width="425" height="451" /></a></p>
<p>There are a lot of facts associated with motorcycling, and you should know all the straight skinny before you head out on the road.</p>
<p>Who knows? All this knowledge might come in handy. As well all well know, knowledge is power&#8230;</p>
<p>The National Insurance Crime Bureau said that motorcycle thefts fell 24 percent in 2010 from a year earlier, based on data from the National Crime Information Center of the Federal Bureau of Investigation. Motorcycle thefts have declined each year from 2006 to 2010 with the largest decrease occurring between 2008 and 2009. The top five makes stolen and the top five states in thefts for 2010 are shown below:</p>
<h3><strong>Top Five Makes Stolen, 2010</strong>    <strong>Top Five States in Motorcycle Thefts, 2010</strong></h3>
<p>1. Honda 12,260                               1. California 5,662</p>
<p>2. Yamaha 9,853                              2. Texas 4,394</p>
<p>3. Suzuki 8,969                                 3. Florida 4,148</p>
<p>4. Kawasaki 5,470                          4. North Carolina 2,649</p>
<p>5. Unknown make 3,420             5. Indiana 1,925</p>
<h2>FATALITIES AND INJURIES</h2>
<p><strong>Overall:</strong> According to the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA, <a href="http://www.nhtsa.dot.gov">http://www.nhtsa.dot.gov</a>), tthe following new terms are used to define motorcycle occupants: a motorcycle rider is the operator only; a passenger is any person seated on the motorcycle but not in control of the motorcycle; and any combined reference to the motorcycle rider (operator) as well as the passenger will be referred to as motorcyclists.</p>
<p>NHTSA says that in 2009, 4,462 motorcyclists died in crashes, down 16.0 percent from 5,312 in 2008, ending an 11- year increase in motorcycle deaths. Motorcycle fatalities in 2008 were at the highest level since NHTSA began collecting data in 1975. In 2009, 90,000 motorcyclists were injured in accidents, down 6.3 percent from 2008. In 2009 motorcyclists accounted for 13 percent of all traffic fatalities, 16 percent of all occupant fatalities and 4 percent of all occupants injured.</p>
<p><strong>By Age:</strong> Older motorcyclists account for half of all motorcyclist fatalities. NHTSA data show that in 2008, 51 percent of motorcyclists killed in crashes were age 40 or over, compared with 33 percent 10 years earlier. In contrast, fatalities among young motorcyclists have declined in the past 10 years, relative to other age groups. In 2008 fatalities in the under 30-year-old group dropped to 31 percent of total motorcyclists killed in crashes from 40 percent in 1998. Fatalities among motorcyclists in the 30-to 39-year-old group fell to 19 percent in 2008 from 27 percent ten years earlier.</p>
<p><strong>By Driver Behavior:</strong> <strong>Alcohol use:</strong> NHTSA says that in 2009, 29 percent of motorcycle riders involved in fatal crashes had a blood alcohol concentration (BAC) over 0.08 percent (the national definition of drunk driving), compared with 23 percent of drivers of passenger cars, 23 percent of light truck drivers and 2 percent of large truck drivers in fatal crashes.</p>
<p>In 2008, 30 percent of all fatally injured motorcycle riders had BACs of 0.08 percent or higher. Another 7 percent had lower alcohol levels (0.01 to 0.07 percent BAC.). Fatally injured motorcycle riders between the ages of 40 to 49 had the highest percentage of BACs 0.08 percent and above (41 percent), compared with 36 percent for those ages 35 to 39. Forty-three percent of the 2,291 fatally injured motorcycle riders who died in single-vehicle crashes in 2008 (for example, those in which the motorcycle crashed into a stationary object) had BACs of 0.08 percent or higher. On weekend nights, the proportion was higher: 64 percent of motorcycle riders who died in single-vehicle crashes had BACs of 0.08 percent or higher.</p>
<p>In 2008, motorcycle riders killed in traffic crashes at night were nearly 4 times more likely to have BAC levels at or over 0.08 percent (48 percent) than those killed during the day (13 percent).</p>
<p>The reported helmet use rate for motorcycle riders with BACs at or over 0.08 percent who were killed in traffic crashes was 46 percent in 2008, compared with 66 percent for those who did not have any measurable blood alcohol.</p>
<p><strong>Speeding:</strong> In 2008, 35 percent of all motorcycle riders involved in fatal crashes were speeding, compared with 23 percent for drivers of passenger cars, 19 percent for light truck drivers and 8 percent for large truck drivers, according to NHTSA.</p>
<p><strong>Licensing:</strong> One out of four motorcycle riders (25 percent) who were involved in fatal crashes were riding without a valid license in 2008, compared with 12 percent of passenger vehicle drivers. NHTSA says that motorcycle operators were also 1.4 times more likely than passenger vehicle drivers to have a prior license suspension or revocation (18 percent compared with 13 percent).</p>
<p><strong>By Type of Motorcycle:</strong> According to the Insurance Institute for Highway Safety (IIHS), riders of “supersports” motorcycles have driver death rates per 10,000 registered vehicles nearly four times higher than for drivers of other types of motorcycles. Supersports have more horsepower than conventional motorcycles and can reach speeds of up to 190 mph. They are built on racing platforms and are modified for street use. The bikes are popular with riders under the age of 30. The bikes are light-weight and aerodynamically styled. In 2005, these bikes registered 22.5 driver deaths per 10,000 registered vehicles compared with 10.7 deaths for other sport models (related to supersports but do not have the acceleration, stability and handling of supersports). Standards and cruisers and touring bikes, with upright handlebars, have rates of 5.7 and 6.5 per 10,000 vehicles. In 2005, supersports accounted for 9 percent of registrations, and standards and cruisers made up 51 percent of registrations. Among fatally injured drivers, the IIHS says that drivers of supersports were the youngest—with an average age of 27. Touring motorcycle drivers were the oldest, 51 years old. Fatally injured drivers of other sports models were 34, on average; standard and cruiser drivers were 44 years old. Speeding and driver error were bigger factors in supersport and sport fatal crashes. Speed was cited in 57 percent of supersport riders’ fatal crashes in 2005 and in 46 percent for sport model riders. Speed was a factor in 27 of fatal crashes of riders of cruisers and standards, and for 22 percent of riders of touring models.</p>
<h2>INSURANCE LOSSES</h2>
<p><strong>Collision Losses by Type:</strong> The IIHS says that supersports have the overall highest insurance losses under collision coverage among the motorcycle classes, almost four times higher than for touring models and more than six times higher than for cruisers. Nine of the ten motorcycles with the highest losses were supersports. Claim frequency is driving the high losses for supersports, meaning that they are involved in more collisions than other types of motorcycles—there were 9 claims per 100 insured vehicle years for supersports models, compared with 2.3 for all models. The models surveyed were all 2002-2006 models. Touring motorcycles had the most expensive claims because they are the most expensive to purchase. Supersport models are the most popular with thieves—with average loss payments for theft losses per insured vehicle years of $246 for 2002-2006 models, seven times higher than the average for all motorcycles. Supersport models had the highest frequency of thefts—31.8 per insured vehicle year, compared with cruisers and touring models which had the lowest at 1.1 claims per insured vehicle year. However, touring models had the highest average loss payments—$15,696, reflecting their high purchase price and upgrades.</p>
<h2>SAFETY ISSUES</h2>
<p>The Motorcycle Safety Foundation (MSF, http://www.msf-usa.org), sponsored by motorcycle manufacturers and distributors, works with the National Highway Traffic Safety Administration (NHTSA), state governments and other organizations to improve motorcycle safety through education, training and licensing. Since 1973 about 3.2 million motorcyclists have taken MSF training courses. The organization also works with the states to integrate rider safety and skills in licensing tests. It also promotes safety by recommending motorcycle operators wear protective gear, especially helmets, ride sober and ride within their skill limits.</p>
<p><strong>Antilock Brakes:</strong> Stopping a motorcycle is more complex than stopping a car. Motorcycles have separate brakes for the front and rear wheels, and braking hard can lock the wheels and cause the bike to overturn. Not braking hard enough can put the rider into harm’s way. The Insurance Institute for Highway Safety (IIHS) said in March 2010 that motorcycles with antilocks versus those without are 37 percent less likely to be in fatal crashes. In addition, the IIHS’s affiliate, the Highway Loss Data Institute (HLDI), found that bikes with antilocks have 22 percent fewer claims for damage per insured vehicle year than the same model bikes without antilocks. HLDI also studied medical claims and found that under medical payment coverage, bikes with antilocks had 30 percent lower claim frequencies than bikes that did not have antilocks. (Claims frequencies represent the number of claims.) Claim frequencies were 33 percent lower under bodily injury liability coverage.</p>
<p>&nbsp;</p>
<p>Airbags:Honda Motorcycle Company is the first company to offer the option of an airbag, which is available on one of the most expensive models. The option became available in 2006. A handful of companies have recently developed wearable airbags, which are worn either inside a jacket or strapped on outside. No data on the effectiveness of these new items has been published. <strong><br />
</strong></p>
<p>Motorcycle Helmets: In 2009 motorcycle helmets saved 1,483 lives. NHTSA says that if all motorcyclists had worn helmets, 732 more lives would have been saved. Helmets are estimated to be 37 percent effective in preventing fatal injuries for motorcycle riders (operators) and 41 percent effective for motorcycle passengers.</p>
<p><strong>Motorcycle Helmet Use Laws:</strong> According to the Insurance Institute for Highway Safety, 20 states and the District of Columbia had laws on the books requiring all motorcyclists to wear helmets as of June 2011 (See chart below). In another 27 states only people under a specific age (mostly between 17 and 20 years of age) were required to wear helmets. Three states (Illinois, Iowa and New Hampshire) had no helmet use laws. A National Highway Traffic Safety Administration (NHTSA) study covering 10 states found that when universal helmet laws, which pertain to all riders, were repealed, helmet use rates dropped from 99 percent to 50 percent. In states where the universal law was reinstated, helmet use rates rose to above 95 percent.</p>
<p>According to NHTSA’s National Occupant Protection Use Survey, motorcycle helmet use plummeted to 54 percent in June 2010 from 67 percent in June 2009. Helmet use reached a high of 71 percent in October 2000. Usage rates are higher in states that have universal laws that require all riders to use helmets. In June 2010, 76 percent of motorcyclists in universal law states wore them, 10 percentage points less than in 2009. In states without universal laws, usage was down 15 percentage points, dropping from 55 percent in 2009 to 40 percent in 2010. Motorcycle helmet use in 2010 was highest in the West, at 75 percent, down from 83 percent in the previous year, and lowest in the Midwest, at 43 percent, down from 67 percent in 2009. Helmet use was 54 percent in both the Northeast and the South, down by 7 percentage points and 11 percentage points, respectively from 2009. The survey only counts helmets that comply with Department of Transportation standards.</p>
<div class="tableHolder">
<div class="tableTitle">STATE MOTORCYCLE HELMET USE LAWS</div>
<div class="tableCaption" style="text-align: center;">As of June 2011</div>
<table class="styledTable" border="1" cellspacing="1" cellpadding="1">
<thead>
<tr class="cust_header">
<th class="cust_header header"></th>
<th class="cust_header header">Universal law</th>
<th class="cust_header header">Partial law (1)</th>
</tr>
<tr class="alt">
<th class="cust_header header">State</th>
<th class="cust_header header"></th>
<th class="cust_header header"></th>
</tr>
</thead>
<tbody>
<tr class="cust_cell">
<td class="cust_cell">Alabama</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Alaska</td>
<td align="center"></td>
<td class="alt">17 and younger (2)</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Arizona</td>
<td align="center"></td>
<td class="cust_cell">17 and younger</td>
</tr>
<tr class="alt">
<td class="alt">Arkansas</td>
<td align="center"></td>
<td class="alt">20 and younger</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">California</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Colorado</td>
<td align="center"></td>
<td class="alt">17 and younger and their passengers 17 and younger</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Connecticut</td>
<td align="center"></td>
<td class="cust_cell">17 and younger</td>
</tr>
<tr class="alt">
<td class="alt">Delaware</td>
<td align="center"></td>
<td class="alt">18 and younger</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">District of Columbia</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Florida</td>
<td align="center"></td>
<td class="alt">20 and younger (3)</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Georgia</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Hawaii</td>
<td align="center"></td>
<td class="alt">17 and younger</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Idaho</td>
<td align="center"></td>
<td class="cust_cell">17 and younger</td>
</tr>
<tr class="alt">
<td class="alt">Illinois</td>
<td align="center"></td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Indiana</td>
<td align="center"></td>
<td class="cust_cell">17 and younger</td>
</tr>
<tr class="alt">
<td class="alt">Iowa</td>
<td align="center"></td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Kansas</td>
<td align="center"></td>
<td class="cust_cell">17 and younger</td>
</tr>
<tr class="alt">
<td class="alt">Kentucky</td>
<td align="center"></td>
<td class="alt">20 and younger  (3), (4)</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Louisiana</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Maine</td>
<td align="center"></td>
<td class="alt">17 and younger (4)</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Maryland</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Massachusetts</td>
<td align="center">X</td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Michigan</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Minnesota</td>
<td align="center"></td>
<td class="alt">17 and younger (4)</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Mississippi</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Missouri</td>
<td align="center">X</td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Montana</td>
<td align="center"></td>
<td class="cust_cell">17 and younger</td>
</tr>
<tr class="alt">
<td class="alt">Nebraska</td>
<td align="center">X</td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Nevada</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">New Hampshire</td>
<td align="center"></td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">New Jersey</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">New Mexico</td>
<td align="center"></td>
<td class="alt">17 and younger</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">New York</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">North Carolina</td>
<td align="center">X</td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">North Dakota</td>
<td align="center"></td>
<td class="cust_cell">17 and younger (5)</td>
</tr>
<tr class="alt">
<td class="alt">Ohio</td>
<td align="center"></td>
<td class="alt">17 and younger (6)</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Oklahoma</td>
<td align="center"></td>
<td class="cust_cell">17 and younger</td>
</tr>
<tr class="alt">
<td class="alt">Oregon</td>
<td align="center">X</td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Pennsylvania</td>
<td align="center"></td>
<td class="cust_cell">20 and younger (7)</td>
</tr>
<tr class="alt">
<td class="alt">Rhode Island</td>
<td align="center"></td>
<td class="alt">20 and younger (7)</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">South Carolina</td>
<td align="center"></td>
<td class="cust_cell">20  and younger</td>
</tr>
<tr class="alt">
<td class="alt">South Dakota</td>
<td align="center"></td>
<td class="alt">17 and younger</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Tennessee</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Texas</td>
<td align="center"></td>
<td class="alt">20 and younger (3)</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Utah</td>
<td align="center"></td>
<td class="cust_cell">17 and younger</td>
</tr>
<tr class="alt">
<td class="alt">Vermont</td>
<td align="center">X</td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Virginia</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Washington</td>
<td align="center">X</td>
<td class="alt"></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">West Virginia</td>
<td align="center">X</td>
<td class="cust_cell"></td>
</tr>
<tr class="alt">
<td class="alt">Wisconsin</td>
<td align="center"></td>
<td class="alt">17 and younger (4)</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell">Wyoming</td>
<td align="center"></td>
<td class="cust_cell">17 and younger</td>
</tr>
</tbody>
</table>
<div class="tableSource">
<p>(1) Universal laws cover all riders; partial laws cover young riders or some adult riders.</p>
<p>(2) Alaska&#8217;s motorcycle helmet use law covers passengers of all ages, operators younger than 18, and operators with instructional permits.</p>
<p>(3) In Florida and Kentucky, the law requires that all riders younger than 21 years wear helmets, without exception. Those 21 years and older may ride without helmets only if they can show proof that they are covered by a medical insurance policy. Texas exempts riders 21 years or older if they either 1) can show proof of successfully completing a motorcycle operator training and safety course or 2) can show proof of  having a medical insurance policy.</p>
<p>(4) Motorcycle helmet laws in Kentucky, Maine, Minnesota, and Wisconsin also cover operators with instructional/learner&#8217;s permits. Maine&#8217;s motorcycle helmet use law also covers passengers 17 years and younger and passengers if their operators are required to wear a helmet.</p>
<p>(5) North Dakota&#8217;s motorcycle helmet use law covers all passengers traveling with operators who are covered by the law.</p>
<p>(6) Ohio&#8217;s motorcycle helmet use law covers all operators during the first year of licensure and all passengers of operators who are covered by the law.</p>
<p>(7) Rhode Island&#8217;s motorcycle helmet use law covers all operators during the first year of licensure and all passengers. Pennsylvania&#8217;s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by the Department of Transportation or the Motorcycle Safety Foundation.</p>
<p>Source: Insurance Institute for Highway Safety, Highway Loss Data Institute.</p>
</div>
</div>
<div class="tableHolder">
<div class="tableTitle">MOTORCYCLE HELMET USE, 1994-2010 (1)</div>
<table class="styledTable" width="" border="1" cellspacing="1" cellpadding="1">
<thead>
<tr class="cust_header">
<th class="cust_header header">Year</th>
<th class="cust_header header">Percent</th>
<th class="cust_header header">Year</th>
<th class="cust_header header">Percent</th>
</tr>
</thead>
<tbody>
<tr class="alt">
<td class="alt" width="" height="">1994</td>
<td class="alt" align="right" width="" height="">63%</td>
<td class="alt" width="" height="">2005</td>
<td class="alt" align="right" width="" height="">48%</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">1996</td>
<td class="cust_cell" align="right" width="" height="">64</td>
<td class="cust_cell" width="" height="">2006</td>
<td class="cust_cell" align="right" width="" height="">51</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">1998</td>
<td class="alt" align="right" width="" height="">67</td>
<td class="alt" width="" height="">2007</td>
<td class="alt" align="right" width="" height="">58</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2000</td>
<td class="cust_cell" align="right" width="" height="">71</td>
<td class="cust_cell" width="" height="">2008</td>
<td class="cust_cell" align="right" width="" height="">63</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2002</td>
<td class="alt" align="right" width="" height="">58</td>
<td class="alt" width="" height="">2009</td>
<td class="alt" align="right" width="" height="">67</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2004</td>
<td class="cust_cell" align="right" width="" height="">58</td>
<td class="cust_cell" width="" height="">2010</td>
<td class="cust_cell" align="right" width="" height="">54</td>
</tr>
</tbody>
</table>
<div class="tableSource">
<p>(1) Based on surveys of motorcyclists using helmets meeting Department of Transportation standards. Surveys conducted in October for 1994-2000 and in June thereafter.</p>
<p>Source: U.S. Department of Transportation, National Occupant Protection Use Survey, National Highway Traffic Safety Administration&#8217;s National Center for Statistics and Analysis.</p>
</div>
</div>
<p>View Archived Tables:<br />
<a href="http://www2.iii.org/index.cfm?instanceID=415749" target="_blank">MOTORCYCLE HELMET USE, 1994-2009 (1)</a></p>
<div class="tableHolder">
<div class="tableTitle">MOTORCYCLIST FATALITIES AND FATALITY RATES, 1999-2009</div>
<table class="styledTable" width="" border="1" cellspacing="1" cellpadding="1">
<thead>
<tr class="cust_header">
<th class="cust_header header">Year</th>
<th class="cust_header header">Fatalities</th>
<th class="cust_header header">Registered motorcycles</th>
<th class="cust_header header">Fatality rate per 100,000 registered vehicles</th>
<th class="cust_header header">Vehicle miles traveled (millions)</th>
<th class="cust_header header">Fatality rate per 100 million vehicle miles traveled</th>
</tr>
</thead>
<tbody>
<tr class="alt">
<td class="alt" width="" height="">1999</td>
<td class="alt" align="right" width="" height="">2,483</td>
<td class="alt" align="right" width="" height="">4,152,433</td>
<td class="alt" align="right" width="" height="">59.8</td>
<td class="alt" align="right" width="" height="">10,584</td>
<td class="alt" align="right" width="" height="">23.46</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2000</td>
<td class="cust_cell" align="right" width="" height="">2,897</td>
<td class="cust_cell" align="right" width="" height="">4,346,068</td>
<td class="cust_cell" align="right" width="" height="">66.66</td>
<td class="cust_cell" align="right" width="" height="">10,469</td>
<td class="cust_cell" align="right" width="" height="">27.67</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2001</td>
<td class="alt" align="right" width="" height="">3,197</td>
<td class="alt" align="right" width="" height="">4,903,056</td>
<td class="alt" align="right" width="" height="">65.2</td>
<td class="alt" align="right" width="" height="">9,639</td>
<td class="alt" align="right" width="" height="">33.17</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2002</td>
<td class="cust_cell" align="right" width="" height="">3,270</td>
<td class="cust_cell" align="right" width="" height="">5,004,156</td>
<td class="cust_cell" align="right" width="" height="">65.35</td>
<td class="cust_cell" align="right" width="" height="">9,552</td>
<td class="cust_cell" align="right" width="" height="">34.23</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2003</td>
<td class="alt" align="right" width="" height="">3,714</td>
<td class="alt" align="right" width="" height="">5,370,035</td>
<td class="alt" align="right" width="" height="">69.16</td>
<td class="alt" align="right" width="" height="">9,577</td>
<td class="alt" align="right" width="" height="">38.78</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2004</td>
<td class="cust_cell" align="right" width="" height="">4,028</td>
<td class="cust_cell" align="right" width="" height="">5,767,934</td>
<td class="cust_cell" align="right" width="" height="">69.83</td>
<td class="cust_cell" align="right" width="" height="">10,122</td>
<td class="cust_cell" align="right" width="" height="">39.79</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2005</td>
<td class="alt" align="right" width="" height="">4,576</td>
<td class="alt" align="right" width="" height="">6,227,146</td>
<td class="alt" align="right" width="" height="">73.48</td>
<td class="alt" align="right" width="" height="">10,454</td>
<td class="alt" align="right" width="" height="">43.77</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2006</td>
<td class="cust_cell" align="right" width="" height="">4,837</td>
<td class="cust_cell" align="right" width="" height="">6,678,958</td>
<td class="cust_cell" align="right" width="" height="">72.42</td>
<td class="cust_cell" align="right" width="" height="">12,049</td>
<td class="cust_cell" align="right" width="" height="">40.14</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2007</td>
<td class="alt" align="right" width="" height="">5,174</td>
<td class="alt" align="right" width="" height="">7,138,476</td>
<td class="alt" align="right" width="" height="">72.48</td>
<td class="alt" align="right" width="" height="">13,621</td>
<td class="alt" align="right" width="" height="">37.99</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2008</td>
<td class="cust_cell" align="right" width="" height="">5,312</td>
<td class="cust_cell" align="right" width="" height="">7,752,926</td>
<td class="cust_cell" align="right" width="" height="">68.52</td>
<td class="cust_cell" align="right" width="" height="">14,484</td>
<td class="cust_cell" align="right" width="" height="">36.67</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2009</td>
<td class="alt" align="right" width="" height="">4,462</td>
<td class="alt" align="right" width="" height="">NA</td>
<td class="alt" align="right" width="" height="">NA</td>
<td class="alt" align="right" width="" height="">NA</td>
<td class="alt" align="right" width="" height="">NA</td>
</tr>
</tbody>
</table>
<div class="tableSource">
<p>NA=Data not available.</p>
<p>Source: U.S. Department of Transportation, National Highway Traffic Safety Administration; Federal Highway Administration.</p>
</div>
</div>
<p>View Archived Tables:<br />
<a href="http://www2.iii.org/index.cfm?instanceID=401475" target="_blank">MOTORCYCLIST FATALITIES AND FATALITY RATES, 1998-2008</a></p>
<div class="tableHolder">
<div class="tableTitle">MOTORCYCLIST INJURIES AND INJURY RATES, 1998-2008</div>
<table class="styledTable" width="" border="1" cellspacing="1" cellpadding="1">
<thead>
<tr class="cust_header">
<th class="cust_header header">Year</th>
<th class="cust_header header">Injuries</th>
<th class="cust_header header">Registered motorcycles</th>
<th class="cust_header header">Injury rate per 100,000 registered motorcycles</th>
<th class="cust_header header">Vehicle miles traveled (millions)</th>
<th class="cust_header header">Injury rate per 100 million vehicle miles traveled</th>
</tr>
</thead>
<tbody>
<tr class="alt">
<td class="alt" width="" height="">1998</td>
<td class="alt" align="right" width="" height="">49,000</td>
<td class="alt" align="right" width="" height="">3,879,450</td>
<td class="alt" align="right" width="" height="">1,262</td>
<td class="alt" align="right" width="" height="">10,283</td>
<td class="alt" align="right" width="" height="">476</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">1999</td>
<td class="cust_cell" align="right" width="" height="">50,000</td>
<td class="cust_cell" align="right" width="" height="">4,152,433</td>
<td class="cust_cell" align="right" width="" height="">1,204</td>
<td class="cust_cell" align="right" width="" height="">10,584</td>
<td class="cust_cell" align="right" width="" height="">472</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2000</td>
<td class="alt" align="right" width="" height="">58,000</td>
<td class="alt" align="right" width="" height="">4,346,068</td>
<td class="alt" align="right" width="" height="">1,328</td>
<td class="alt" align="right" width="" height="">10,469</td>
<td class="alt" align="right" width="" height="">551</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2001</td>
<td class="cust_cell" align="right" width="" height="">60,000</td>
<td class="cust_cell" align="right" width="" height="">4,903,056</td>
<td class="cust_cell" align="right" width="" height="">1,229</td>
<td class="cust_cell" align="right" width="" height="">9,639</td>
<td class="cust_cell" align="right" width="" height="">625</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2002</td>
<td class="alt" align="right" width="" height="">65,000</td>
<td class="alt" align="right" width="" height="">5,004,156</td>
<td class="alt" align="right" width="" height="">1,293</td>
<td class="alt" align="right" width="" height="">9,552</td>
<td class="alt" align="right" width="" height="">677</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2003</td>
<td class="cust_cell" align="right" width="" height="">67,000</td>
<td class="cust_cell" align="right" width="" height="">5,370,035</td>
<td class="cust_cell" align="right" width="" height="">1,250</td>
<td class="cust_cell" align="right" width="" height="">9,577</td>
<td class="cust_cell" align="right" width="" height="">701</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2004</td>
<td class="alt" align="right" width="" height="">76,000</td>
<td class="alt" align="right" width="" height="">5,767,934</td>
<td class="alt" align="right" width="" height="">1,324</td>
<td class="alt" align="right" width="" height="">10,122</td>
<td class="alt" align="right" width="" height="">755</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2005</td>
<td class="cust_cell" align="right" width="" height="">87,000</td>
<td class="cust_cell" align="right" width="" height="">6,227,146</td>
<td class="cust_cell" align="right" width="" height="">1,402</td>
<td class="cust_cell" align="right" width="" height="">10,454</td>
<td class="cust_cell" align="right" width="" height="">835</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2006</td>
<td class="alt" align="right" width="" height="">88,000</td>
<td class="alt" align="right" width="" height="">6,678,958</td>
<td class="alt" align="right" width="" height="">1,312</td>
<td class="alt" align="right" width="" height="">12,049</td>
<td class="alt" align="right" width="" height="">727</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2007</td>
<td class="cust_cell" align="right" width="" height="">103,000</td>
<td class="cust_cell" align="right" width="" height="">7,138,476</td>
<td class="cust_cell" align="right" width="" height="">1,443</td>
<td class="cust_cell" align="right" width="" height="">13,621</td>
<td class="cust_cell" align="right" width="" height="">756</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2008</td>
<td class="alt" align="right" width="" height="">96,000</td>
<td class="alt" align="right" width="" height="">7,752,926</td>
<td class="alt" align="right" width="" height="">1,238</td>
<td class="alt" align="right" width="" height="">14,484</td>
<td class="alt" align="right" width="" height="">663</td>
</tr>
</tbody>
</table>
<div class="tableSource">
<p>NA=Data not available.</p>
<p>Source: U.S. Department of Transportation, National Highway Traffic Safety Administration; Federal Highway Administration.</p>
</div>
</div>
<div class="tableHolder">
<div class="tableTitle">OCCUPANT FATALITY RATES BY VEHICLE TYPE, 1998 AND 2008</div>
<table class="styledTable" width="" border="1" cellspacing="1" cellpadding="1">
<thead>
<tr class="cust_header">
<th class="cust_header header">Fatality rate</th>
<th class="cust_header header">Motorcycles</th>
<th class="cust_header header">Light trucks</th>
<th class="cust_header header">Passenger cars</th>
</tr>
</thead>
<tbody>
<tr class="alt">
<td class="alt" width="" height="">1998</td>
<td class="alt" width="" height=""></td>
<td class="alt" width="" height=""></td>
<td class="alt" width="" height=""></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">     Per 100,000 registered vehicles</td>
<td class="cust_cell" align="right" width="" height="">59.13</td>
<td class="cust_cell" align="right" width="" height="">15.34</td>
<td class="cust_cell" align="right" width="" height="">16.83</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">     Per 100 million vehicle miles traveled</td>
<td class="alt" align="right" width="" height="">22.31</td>
<td class="alt" align="right" width="" height="">1.24</td>
<td class="alt" align="right" width="" height="">1.36</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2008</td>
<td class="cust_cell" align="right" width="" height=""></td>
<td class="cust_cell" align="right" width="" height=""></td>
<td class="cust_cell" align="right" width="" height=""></td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">     Per 100,000 registered vehicles</td>
<td class="alt" align="right" width="" height="">68.52</td>
<td class="alt" align="right" width="" height="">10.72</td>
<td class="alt" align="right" width="" height="">10.53</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">     Per 100 million vehicle miles traveled</td>
<td class="cust_cell" align="right" width="" height="">36.37</td>
<td class="cust_cell" align="right" width="" height="">0.94</td>
<td class="cust_cell" align="right" width="" height="">0.93</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">Percent Change, 1998-2008</td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">     Per 100,000 registered vehicles</td>
<td class="cust_cell" align="right" width="" height="">15.9%</td>
<td class="cust_cell" align="right" width="" height="">-30.1%</td>
<td class="cust_cell" align="right" width="" height="">-37.4%</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">     Per 100 million vehicle miles traveled</td>
<td class="alt" align="right" width="" height="">63.0</td>
<td class="alt" align="right" width="" height="">-24.2</td>
<td class="alt" align="right" width="" height="">-31.6</td>
</tr>
</tbody>
</table>
<div class="tableSource">
<p>Source: U.S. Department of Transportation, National Highway Traffic Safety Administration.</p>
</div>
</div>
<p>View Archived Tables:<br />
<a href="http://www2.iii.org/index.cfm?instanceID=401478" target="_blank">OCCUPANT FATALITY RATES BY VEHICLE TYPE, 1997 AND 2007</a></p>
<div class="tableHolder">
<div class="tableTitle">MOTORCYCLISTS KILLED OR INJURED BY TIME OF DAY AND DAY OF WEEK, 2009</div>
<table class="styledTable" width="" border="1" cellspacing="1" cellpadding="1">
<colgroup></colgroup>
<thead>
<tr class="cust_header">
<th class="cust_header header"></th>
<th class="cust_header header" colspan="4">Day of week</th>
<th class="cust_header header" colspan="2"></th>
</tr>
<tr class="alt">
<th class="cust_header header"></th>
<th class="cust_header header" colspan="2">Weekday</th>
<th class="cust_header header" colspan="2">Weekend</th>
<th class="cust_header header" colspan="2">Total</th>
</tr>
<tr class="cust_cell">
<th class="cust_header header" align="left">Time of day</th>
<th class="cust_header header">Number</th>
<th class="cust_header header">Percent</th>
<th class="cust_header header">Number</th>
<th class="cust_header header">Percent</th>
<th class="cust_header header">Number</th>
<th class="cust_header header">Percent</th>
</tr>
</thead>
<tbody>
<tr class="alt">
<td class="alt" width="" height=""><strong>Motorcyclists killed</strong></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">Midnight to 3 am</td>
<td class="cust_cell" align="right" width="" height="">176</td>
<td class="cust_cell" align="right" width="" height="">7.9%</td>
<td class="cust_cell" align="right" width="" height="">247</td>
<td class="cust_cell" align="right" width="" height="">11.1%</td>
<td class="cust_cell" align="right" width="" height="">423</td>
<td class="cust_cell" align="right" width="" height="">9.5%</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">3 am to 6 am<span>  </span></td>
<td class="alt" align="right" width="" height="">73</td>
<td class="alt" align="right" width="" height="">3.3</td>
<td class="alt" align="right" width="" height="">78</td>
<td class="alt" align="right" width="" height="">3.5</td>
<td class="alt" align="right" width="" height="">151</td>
<td class="alt" align="right" width="" height="">3.4</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">6 am to 9 am<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">173</td>
<td class="cust_cell" align="right" width="" height="">7.8</td>
<td class="cust_cell" align="right" width="" height="">57</td>
<td class="cust_cell" align="right" width="" height="">2.6</td>
<td class="cust_cell" align="right" width="" height="">230</td>
<td class="cust_cell" align="right" width="" height="">5.2</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">9 am to Noon<span>  </span></td>
<td class="alt" align="right" width="" height="">212</td>
<td class="alt" align="right" width="" height="">9.5</td>
<td class="alt" align="right" width="" height="">184</td>
<td class="alt" align="right" width="" height="">8.2</td>
<td class="alt" align="right" width="" height="">396</td>
<td class="alt" align="right" width="" height="">8.9</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">Noon to 3 pm<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">380</td>
<td class="cust_cell" align="right" width="" height="">17.1</td>
<td class="cust_cell" align="right" width="" height="">349</td>
<td class="cust_cell" align="right" width="" height="">15.6</td>
<td class="cust_cell" align="right" width="" height="">729</td>
<td class="cust_cell" align="right" width="" height="">16.3</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">3 pm to 6 pm<span>  </span></td>
<td class="alt" align="right" width="" height="">513</td>
<td class="alt" align="right" width="" height="">23.1</td>
<td class="alt" align="right" width="" height="">416</td>
<td class="alt" align="right" width="" height="">18.6</td>
<td class="alt" align="right" width="" height="">929</td>
<td class="alt" align="right" width="" height="">20.8</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">6 pm to 9 pm<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">391</td>
<td class="cust_cell" align="right" width="" height="">17.6</td>
<td class="cust_cell" align="right" width="" height="">538</td>
<td class="cust_cell" align="right" width="" height="">24.1</td>
<td class="cust_cell" align="right" width="" height="">929</td>
<td class="cust_cell" align="right" width="" height="">20.8</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">9 pm to Midnight<span>  </span></td>
<td class="alt" align="right" width="" height="">291</td>
<td class="alt" align="right" width="" height="">13.1</td>
<td class="alt" align="right" width="" height="">359</td>
<td class="alt" align="right" width="" height="">16.1</td>
<td class="alt" align="right" width="" height="">650</td>
<td class="alt" align="right" width="" height="">14.6</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">Unknown<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">11</td>
<td class="cust_cell" align="right" width="" height="">0.5</td>
<td class="cust_cell" align="right" width="" height="">7</td>
<td class="cust_cell" align="right" width="" height="">0.3</td>
<td class="cust_cell" align="right" width="" height="">25</td>
<td class="cust_cell" align="right" width="" height="">0.6</td>
</tr>
<tr class="alt">
<td class="alt" width="" height=""><strong><span class="font6">Total </span><span class="font5"><span> </span></span></strong></td>
<td class="alt" align="right" width="" height=""><strong>2,220</strong></td>
<td class="alt" align="right" width="" height=""><strong>100.0%</strong></td>
<td class="alt" align="right" width="" height=""><strong>2,235</strong></td>
<td class="alt" align="right" width="" height=""><strong>100.0%</strong></td>
<td class="alt" align="right" width="" height=""><strong><span> </span>4,462 (1)</strong></td>
<td class="alt" align="right" width="" height=""><strong>100.0%</strong></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height=""></td>
<td class="cust_cell" align="right" width="" height=""></td>
<td class="cust_cell" align="right" width="" height=""></td>
<td class="cust_cell" align="right" width="" height=""></td>
<td class="cust_cell" align="right" width="" height=""></td>
<td class="cust_cell" align="right" width="" height=""></td>
<td class="cust_cell" align="right" width="" height=""></td>
</tr>
<tr class="alt">
<td class="alt" nowrap="nowrap" width="" height=""><strong>Motorcyclists injured</strong></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
<td class="alt" align="right" width="" height=""></td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">Midnight to 3 am<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">1,000</td>
<td class="cust_cell" align="right" width="" height="">1.8%</td>
<td class="cust_cell" align="right" width="" height="">2,000</td>
<td class="cust_cell" align="right" width="" height="">5.1%</td>
<td class="cust_cell" align="right" width="" height="">3,000</td>
<td class="cust_cell" align="right" width="" height="">3.2%</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">3 am to 6 am<span>  </span></td>
<td class="alt" align="right" width="" height="">1,000</td>
<td class="alt" align="right" width="" height="">1.0</td>
<td class="alt" align="right" width="" height="">1,000</td>
<td class="alt" align="right" width="" height="">2.1</td>
<td class="alt" align="right" width="" height="">1,000</td>
<td class="alt" align="right" width="" height="">1.4</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">6 am to 9 am<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">5,000</td>
<td class="cust_cell" align="right" width="" height="">9.2</td>
<td class="cust_cell" align="right" width="" height="">1,000</td>
<td class="cust_cell" align="right" width="" height="">3.2</td>
<td class="cust_cell" align="right" width="" height="">6,000</td>
<td class="cust_cell" align="right" width="" height="">6.7</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">9 am to Noon<span>  </span></td>
<td class="alt" align="right" width="" height="">6,000</td>
<td class="alt" align="right" width="" height="">11.5</td>
<td class="alt" align="right" width="" height="">3,000</td>
<td class="alt" align="right" width="" height="">8.4</td>
<td class="alt" align="right" width="" height="">9,000</td>
<td class="alt" align="right" width="" height="">10.2</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">Noon to 3 pm<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">10,000</td>
<td class="cust_cell" align="right" width="" height="">19.9</td>
<td class="cust_cell" align="right" width="" height="">9,000</td>
<td class="cust_cell" align="right" width="" height="">25.0</td>
<td class="cust_cell" align="right" width="" height="">20,000</td>
<td class="cust_cell" align="right" width="" height="">22.0</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">3 pm to 6 pm<span>  </span></td>
<td class="alt" align="right" width="" height="">14,000</td>
<td class="alt" align="right" width="" height="">27.2</td>
<td class="alt" align="right" width="" height="">9,000</td>
<td class="alt" align="right" width="" height="">25.6</td>
<td class="alt" align="right" width="" height="">24,000</td>
<td class="alt" align="right" width="" height="">26.5</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">6 pm to 9 pm<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">10,000</td>
<td class="cust_cell" align="right" width="" height="">18.6</td>
<td class="cust_cell" align="right" width="" height="">8,000</td>
<td class="cust_cell" align="right" width="" height="">21.1</td>
<td class="cust_cell" align="right" width="" height="">18,000</td>
<td class="cust_cell" align="right" width="" height="">19.6</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">9 pm to Midnight<span>  </span></td>
<td class="alt" align="right" width="" height="">6,000</td>
<td class="alt" align="right" width="" height="">10.9</td>
<td class="alt" align="right" width="" height="">3,000</td>
<td class="alt" align="right" width="" height="">9.4</td>
<td class="alt" align="right" width="" height="">9,000</td>
<td class="alt" align="right" width="" height="">10.3</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height=""><strong><span class="font6">Total </span><span class="font5"><span> </span></span></strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>53,000</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>100.0%</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>37,000</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>100.0%</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>90,000</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>100.0%</strong></td>
</tr>
</tbody>
</table>
<div class="tableSource">
<p>(1) Includes 7 motorcyclists killed on an unknown day of week.</p>
<p>Source: U.S. Department of Transportation, National Highway Safety Administration.</p>
</div>
</div>
<p>View Archived Tables:<br />
<a href="http://www2.iii.org/index.cfm?instanceID=401731" target="_blank">MOTORCYCLE RIDERS KILLED OR INJURED BY TIME OF DAY AND DAY OF WEEK, 2008</a></p>
<div class="tableHolder widetable">
<div class="tableTitle">VEHICLES INVOLVED IN CRASHES BY VEHICLE TYPE AND CRASH SEVERITY, 2009</div>
<table class="styledTable" width="" border="1" cellspacing="1" cellpadding="1">
<colgroup></colgroup>
<thead>
<tr class="cust_header">
<th class="cust_header header"></th>
<th class="cust_header header" colspan="6">Crash severity</th>
<th class="cust_header header" colspan="2"></th>
</tr>
<tr class="alt">
<th class="cust_header header"></th>
<th class="cust_header header" colspan="2">Fatal</th>
<th class="cust_header header" colspan="2">Injury</th>
<th class="cust_header header" colspan="2">Property damage only</th>
<th class="cust_header header" colspan="2">Total</th>
</tr>
<tr class="cust_cell">
<td class="cust_cell" nowrap="nowrap" width="" height=""><strong>Vehicle type</strong></td>
<td class="cust_cell" width="" height=""><strong>Number</strong></td>
<td class="cust_cell" width="" height=""><strong>Percent</strong></td>
<td class="cust_cell" width="" height=""><strong>Number</strong></td>
<td class="cust_cell" width="" height=""><strong>Percent</strong></td>
<td class="cust_cell" width="" height=""><strong>Number</strong></td>
<td class="cust_cell" width="" height=""><strong>Percent</strong></td>
<td class="cust_cell" width="" height=""><strong>Number</strong></td>
<td class="cust_cell" width="" height=""><strong>Percent</strong></td>
</tr>
</thead>
<tbody>
<tr class="alt">
<td class="alt" width="" height="">Passenger car<span>  </span></td>
<td class="alt" align="right" width="" height="">18,350</td>
<td class="alt" align="right" width="" height="">40.4%</td>
<td class="alt" align="right" width="" height="">1,507,000</td>
<td class="alt" align="right" width="" height="">55.2%</td>
<td class="alt" align="right" width="" height="">3,686,000</td>
<td class="alt" align="right" width="" height="">53.7%</td>
<td class="alt" align="right" width="" height="">5,211,000</td>
<td class="alt" align="right" width="" height="">54.1%</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">Light truck<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">17,902</td>
<td class="cust_cell" align="right" width="" height="">39.4</td>
<td class="cust_cell" align="right" width="" height="">1,066,000</td>
<td class="cust_cell" align="right" width="" height="">39.1</td>
<td class="cust_cell" align="right" width="" height="">2,866,000</td>
<td class="cust_cell" align="right" width="" height="">41.7</td>
<td class="cust_cell" align="right" width="" height="">3,950,000</td>
<td class="cust_cell" align="right" width="" height="">41.0</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">Large truck<span>  </span></td>
<td class="alt" align="right" width="" height="">3,215</td>
<td class="alt" align="right" width="" height="">7.1</td>
<td class="alt" align="right" width="" height="">53,000</td>
<td class="alt" align="right" width="" height="">2.0</td>
<td class="alt" align="right" width="" height="">239,000</td>
<td class="alt" align="right" width="" height="">3.5</td>
<td class="alt" align="right" width="" height="">296,000</td>
<td class="alt" align="right" width="" height="">3.1</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height=""><strong>Motorcycle<span>  </span></strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>4,595</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>10.1</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>84,000</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>3.1</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>17,000</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>0.2</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>106,000</strong></td>
<td class="cust_cell" align="right" width="" height=""><strong>1.1</strong></td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">Bus<span>  </span></td>
<td class="alt" align="right" width="" height="">221</td>
<td class="alt" align="right" width="" height="">0.5</td>
<td class="alt" align="right" width="" height="">10,000</td>
<td class="alt" align="right" width="" height="">0.4</td>
<td class="alt" align="right" width="" height="">47,000</td>
<td class="alt" align="right" width="" height="">0.7</td>
<td class="alt" align="right" width="" height="">58,000</td>
<td class="alt" align="right" width="" height="">0.6</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">Other<span>  </span></td>
<td class="cust_cell" align="right" width="" height="">592</td>
<td class="cust_cell" align="right" width="" height="">1.3</td>
<td class="cust_cell" align="right" width="" height="">6,000</td>
<td class="cust_cell" align="right" width="" height="">0.2</td>
<td class="cust_cell" align="right" width="" height="">12,000</td>
<td class="cust_cell" align="right" width="" height="">0.2</td>
<td class="cust_cell" align="right" width="" height="">19,000</td>
<td class="cust_cell" align="right" width="" height="">0.2</td>
</tr>
<tr class="alt">
<td class="alt" width="" height=""><strong><span class="font6">Total </span><span class="font5"><span> </span></span></strong></td>
<td class="alt" align="right" nowrap="nowrap" width="" height=""><strong><span> </span><span class="font6">45,435 (1)</span><span class="font5"><span><br />
</span></span></strong></td>
<td class="alt" align="right" width="" height=""><strong>100.0%</strong></td>
<td class="alt" align="right" width="" height=""><strong>2,727,000</strong></td>
<td class="alt" align="right" width="" height=""><strong>100.0%</strong></td>
<td class="alt" align="right" width="" height=""><strong>6,868,000</strong></td>
<td class="alt" align="right" width="" height=""><strong>100.0%</strong></td>
<td class="alt" align="right" width="" height=""><strong>9,640,000</strong></td>
<td class="alt" align="right" width="" height=""><strong>100.0%</strong></td>
</tr>
</tbody>
</table>
<div class="tableSource">
<p>(1) Includes 560 vehicles of unknown type involved in fatal crashes.</p>
<p>Source: U.S. Department of Transportation, National Highway Traffic Safety Administration.</p>
</div>
</div>
<p>View Archived Tables:<br />
<a href="http://www2.iii.org/index.cfm?instanceID=401734" target="_blank">VEHICLES INVOLVED IN CRASHES BY VEHICLE TYPE AND CRASH SEVERITY, 2008</a></p>
<div class="tableHolder">
<div class="tableTitle">PERSONS KILLED IN TOTAL AND ALCOHOL-IMPAIRED CRASHES BY PERSON TYPE, 2009</div>
<table class="styledTable" width="" border="1" cellspacing="1" cellpadding="1">
<thead>
<tr class="cust_header">
<th class="cust_header header"></th>
<th class="cust_header header"></th>
<th class="cust_header header" colspan="2">Alcohol-impaired driving fatalities  (1)</th>
</tr>
<tr class="alt">
<th class="cust_header header">Person type</th>
<th class="cust_header header">Total killed</th>
<th class="cust_header header">Number</th>
<th class="cust_header header">Percent of total killed</th>
</tr>
</thead>
<tbody>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">Vehicle occupants</td>
<td class="cust_cell" width="" height=""></td>
<td class="cust_cell" width="" height=""></td>
<td class="cust_cell" width="" height=""></td>
</tr>
<tr class="alt">
<td class="alt" width="" height=""><span>     </span>Driver</td>
<td class="alt" align="right" width="" height="">17,640</td>
<td class="alt" align="right" width="" height="">6,669</td>
<td class="alt" align="right" width="" height="">38%</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height=""><span>     </span>Passenger</td>
<td class="cust_cell" align="right" width="" height="">6,770</td>
<td class="cust_cell" align="right" width="" height="">2,022</td>
<td class="cust_cell" align="right" width="" height="">30</td>
</tr>
<tr class="alt">
<td class="alt" width="" height=""><span>     </span>Unknown occupant</td>
<td class="alt" align="right" width="" height="">64</td>
<td class="alt" align="right" width="" height="">3</td>
<td class="alt" align="right" width="" height="">5</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height=""><span>     </span>Total</td>
<td class="cust_cell" align="right" width="" height="">24,474</td>
<td class="cust_cell" align="right" width="" height="">8,693</td>
<td class="cust_cell" align="right" width="" height="">36</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">Motorcyclists</td>
<td class="alt" align="right" width="" height="">4,462</td>
<td class="alt" align="right" width="" height="">1,480</td>
<td class="alt" align="right" width="" height="">33</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">Non-occupants</td>
<td class="cust_cell" width="" height=""></td>
<td class="cust_cell" width="" height=""></td>
<td class="cust_cell" width="" height=""></td>
</tr>
<tr class="alt">
<td class="alt" width="" height=""><span>     </span>Pedestrian</td>
<td class="alt" align="right" width="" height="">4,092</td>
<td class="alt" align="right" width="" height="">562</td>
<td class="alt" align="right" width="" height="">14</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height=""><span>     </span>Pedalcyclist</td>
<td class="cust_cell" align="right" width="" height="">630</td>
<td class="cust_cell" align="right" width="" height="">85</td>
<td class="cust_cell" align="right" width="" height="">13</td>
</tr>
<tr class="alt">
<td class="alt" width="" height=""><span>     </span>Other/unknown</td>
<td class="alt" align="right" width="" height="">150</td>
<td class="alt" align="right" width="" height="">19</td>
<td class="alt" align="right" width="" height="">13</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height=""><span>     </span>Total</td>
<td class="cust_cell" align="right" width="" height="">4,872</td>
<td class="cust_cell" align="right" width="" height="">667</td>
<td class="cust_cell" align="right" width="" height="">14</td>
</tr>
<tr class="alt">
<td class="alt" width="" height=""><strong>Total</strong></td>
<td class="alt" align="right" width="" height=""><strong>33,808</strong></td>
<td class="alt" align="right" width="" height=""><strong>10,839</strong></td>
<td class="alt" align="right" width="" height=""><strong>32%</strong></td>
</tr>
</tbody>
</table>
<div class="tableSource">
<p>(1) Alcohol-impaired driving crashes are crashes that involve at least one driver or a motorcycle operator with a blood alcohol concentration (BAC) of 0.08 percent or above, the legal definition of drunk driving.</p>
<p>Source: U.S. Department of Transportation, National Highway Traffic Safety Administration.</p>
</div>
</div>
<p>View Archived Tables:<br />
<a href="http://www2.iii.org/index.cfm?instanceID=396966" target="_blank">PERSONS KILLED IN TOTAL AND ALCOHOL-IMPAIRED CRASHES BY PERSON TYPE, 2008</a></p>
<div class="tableHolder widetable">
<div class="tableTitle">DRIVERS IN FATAL CRASHES BY BLOOD ALCOHOL CONCENTRATION (BAC) AND VEHICLE TYPE, 1999-2009 (1)</div>
<table class="styledTable" width="" border="1" cellspacing="1" cellpadding="1">
<thead>
<tr class="cust_header">
<th class="cust_header header"></th>
<th class="cust_header header" colspan="3">Passenger car</th>
<th class="cust_header header" colspan="3">Light truck</th>
<th class="cust_header header" colspan="3">Large truck</th>
<th class="cust_header header" colspan="3">Motorcycles</th>
</tr>
<tr class="alt">
<th class="cust_header header"></th>
<th class="cust_header header"></th>
<th class="cust_header header" colspan="2">Percent</th>
<th class="cust_header header"></th>
<th class="cust_header header" colspan="2">Percent</th>
<th class="cust_header header"></th>
<th class="cust_header header" colspan="2">Percent</th>
<th class="cust_header header"></th>
<th class="cust_header header" colspan="2"> Percent</th>
</tr>
<tr class="cust_cell">
<th class="cust_header header">Year</th>
<th class="cust_header header">Total</th>
<th class="cust_header header">BAC = 0.01+</th>
<th class="cust_header header">BAC = 0.08+</th>
<th class="cust_header header">Total</th>
<th class="cust_header header">BAC = 0.01+</th>
<th class="cust_header header">BAC = 0.08+</th>
<th class="cust_header header">Total</th>
<th class="cust_header header">BAC = 0.01+</th>
<th class="cust_header header">BAC = 0.08+</th>
<th class="cust_header header">Total</th>
<th class="cust_header header">BAC = 0.01+</th>
<th class="cust_header header">BAC = 0.08+</th>
</tr>
</thead>
<tbody>
<tr class="alt">
<td class="alt" width="" height="">1999</td>
<td class="alt" align="right" width="" height="">27,878</td>
<td class="alt" align="right" width="" height="">25%</td>
<td class="alt" align="right" width="" height="">21%</td>
<td class="alt" align="right" width="" height="">19,865</td>
<td class="alt" align="right" width="" height="">26%</td>
<td class="alt" align="right" width="" height="">22%</td>
<td class="alt" align="right" width="" height="">4,868</td>
<td class="alt" align="right" width="" height="">3%</td>
<td class="alt" align="right" width="" height="">1%</td>
<td class="alt" align="right" width="" height="">2,528</td>
<td class="alt" align="right" width="" height="">40%</td>
<td class="alt" align="right" width="" height="">33%</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2000</td>
<td class="cust_cell" align="right" width="" height="">27,661</td>
<td class="cust_cell" align="right" width="" height="">28</td>
<td class="cust_cell" align="right" width="" height="">24</td>
<td class="cust_cell" align="right" width="" height="">20,393</td>
<td class="cust_cell" align="right" width="" height="">26</td>
<td class="cust_cell" align="right" width="" height="">22</td>
<td class="cust_cell" align="right" width="" height="">4,948</td>
<td class="cust_cell" align="right" width="" height="">3</td>
<td class="cust_cell" align="right" width="" height="">1</td>
<td class="cust_cell" align="right" width="" height="">2,971</td>
<td class="cust_cell" align="right" width="" height="">40</td>
<td class="cust_cell" align="right" width="" height="">32</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2001</td>
<td class="alt" align="right" width="" height="">27,444</td>
<td class="alt" align="right" width="" height="">27</td>
<td class="alt" align="right" width="" height="">23</td>
<td class="alt" align="right" width="" height="">20,704</td>
<td class="alt" align="right" width="" height="">27</td>
<td class="alt" align="right" width="" height="">23</td>
<td class="alt" align="right" width="" height="">4,779</td>
<td class="alt" align="right" width="" height="">2</td>
<td class="alt" align="right" width="" height="">1</td>
<td class="alt" align="right" width="" height="">3,261</td>
<td class="alt" align="right" width="" height="">37</td>
<td class="alt" align="right" width="" height="">29</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2002</td>
<td class="cust_cell" align="right" width="" height="">27,236</td>
<td class="cust_cell" align="right" width="" height="">27</td>
<td class="cust_cell" align="right" width="" height="">22</td>
<td class="cust_cell" align="right" width="" height="">21,562</td>
<td class="cust_cell" align="right" width="" height="">27</td>
<td class="cust_cell" align="right" width="" height="">23</td>
<td class="cust_cell" align="right" width="" height="">4,550</td>
<td class="cust_cell" align="right" width="" height="">3</td>
<td class="cust_cell" align="right" width="" height="">2</td>
<td class="cust_cell" align="right" width="" height="">3,363</td>
<td class="cust_cell" align="right" width="" height="">39</td>
<td class="cust_cell" align="right" width="" height="">31</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2003</td>
<td class="alt" align="right" width="" height="">26,422</td>
<td class="alt" align="right" width="" height="">26</td>
<td class="alt" align="right" width="" height="">22</td>
<td class="alt" align="right" width="" height="">22,172</td>
<td class="alt" align="right" width="" height="">25</td>
<td class="alt" align="right" width="" height="">22</td>
<td class="alt" align="right" width="" height="">4,658</td>
<td class="alt" align="right" width="" height="">2</td>
<td class="alt" align="right" width="" height="">1</td>
<td class="alt" align="right" width="" height="">3,800</td>
<td class="alt" align="right" width="" height="">36</td>
<td class="alt" align="right" width="" height="">29</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2004</td>
<td class="cust_cell" align="right" width="" height="">25,568</td>
<td class="cust_cell" align="right" width="" height="">27</td>
<td class="cust_cell" align="right" width="" height="">23</td>
<td class="cust_cell" align="right" width="" height="">22,367</td>
<td class="cust_cell" align="right" width="" height="">25</td>
<td class="cust_cell" align="right" width="" height="">21</td>
<td class="cust_cell" align="right" width="" height="">4,837</td>
<td class="cust_cell" align="right" width="" height="">2</td>
<td class="cust_cell" align="right" width="" height="">1</td>
<td class="cust_cell" align="right" width="" height="">4,116</td>
<td class="cust_cell" align="right" width="" height="">34</td>
<td class="cust_cell" align="right" width="" height="">27</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2005</td>
<td class="alt" align="right" width="" height="">25,046</td>
<td class="alt" align="right" width="" height="">28</td>
<td class="alt" align="right" width="" height="">24</td>
<td class="alt" align="right" width="" height="">22,879</td>
<td class="alt" align="right" width="" height="">25</td>
<td class="alt" align="right" width="" height="">22</td>
<td class="alt" align="right" width="" height="">4,900</td>
<td class="alt" align="right" width="" height="">3</td>
<td class="alt" align="right" width="" height="">1</td>
<td class="alt" align="right" width="" height="">4,679</td>
<td class="alt" align="right" width="" height="">34</td>
<td class="alt" align="right" width="" height="">27</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2006</td>
<td class="cust_cell" align="right" width="" height="">24,162</td>
<td class="cust_cell" align="right" width="" height="">27</td>
<td class="cust_cell" align="right" width="" height="">23</td>
<td class="cust_cell" align="right" width="" height="">22,307</td>
<td class="cust_cell" align="right" width="" height="">28</td>
<td class="cust_cell" align="right" width="" height="">24</td>
<td class="cust_cell" align="right" width="" height="">4,729</td>
<td class="cust_cell" align="right" width="" height="">2</td>
<td class="cust_cell" align="right" width="" height="">1</td>
<td class="cust_cell" align="right" width="" height="">4,961</td>
<td class="cust_cell" align="right" width="" height="">34</td>
<td class="cust_cell" align="right" width="" height="">26</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2007</td>
<td class="alt" align="right" width="" height="">22,765</td>
<td class="alt" align="right" width="" height="">27</td>
<td class="alt" align="right" width="" height="">23</td>
<td class="alt" align="right" width="" height="">21,719</td>
<td class="alt" align="right" width="" height="">27</td>
<td class="alt" align="right" width="" height="">23</td>
<td class="alt" align="right" width="" height="">4,601</td>
<td class="alt" align="right" width="" height="">2</td>
<td class="alt" align="right" width="" height="">1</td>
<td class="alt" align="right" width="" height="">5,306</td>
<td class="alt" align="right" width="" height="">35</td>
<td class="alt" align="right" width="" height="">27</td>
</tr>
<tr class="cust_cell">
<td class="cust_cell" width="" height="">2008</td>
<td class="cust_cell" align="right" width="" height="">20,379</td>
<td class="cust_cell" align="right" width="" height="">27</td>
<td class="cust_cell" align="right" width="" height="">23</td>
<td class="cust_cell" align="right" width="" height="">19,095</td>
<td class="cust_cell" align="right" width="" height="">26</td>
<td class="cust_cell" align="right" width="" height="">23</td>
<td class="cust_cell" align="right" width="" height="">4,040</td>
<td class="cust_cell" align="right" width="" height="">3</td>
<td class="cust_cell" align="right" width="" height="">2</td>
<td class="cust_cell" align="right" width="" height="">5,405</td>
<td class="cust_cell" align="right" width="" height="">36</td>
<td class="cust_cell" align="right" width="" height="">29</td>
</tr>
<tr class="alt">
<td class="alt" width="" height="">2009</td>
<td class="alt" align="right" width="" height="">18,279</td>
<td class="alt" align="right" width="" height="">27</td>
<td class="alt" align="right" width="" height="">23</td>
<td class="alt" align="right" width="" height="">17,822</td>
<td class="alt" align="right" width="" height="">27</td>
<td class="alt" align="right" width="" height="">23</td>
<td class="alt" align="right" width="" height="">3,187</td>
<td class="alt" align="right" width="" height="">3</td>
<td class="alt" align="right" width="" height="">2</td>
<td class="alt" align="right" width="" height="">4,593</td>
<td class="alt" align="right" width="" height="">36</td>
<td class="alt" align="right" width="" height="">29</td>
</tr>
</tbody>
</table>
<div class="tableSource">
<p>(1) NHTSA estimates alcohol involvement when alcohol test results are unknown.</p>
<p>Source: U.S. Department of Transportation, National Highway Safety Administration.</p>
</div>
</div>
<p>View Archived Tables:<br />
<a href="http://www2.iii.org/index.cfm?instanceID=401733" target="_blank">DRIVERS IN FATAL CRASHES BY BLOOD ALCOHOL CONCENTRATION (BAC) AND VEHICLE TYPE, 1998-2008 (1)</a></p>
<form><strong>KEY SOURCES OF ADDITIONAL INFORMATION</strong>Insurance Institute for Highway Safety: <a href="http://www.highwaysafety.org/" target="_blank">http://www.highwaysafety.org</a>U.S. Department of Transportation, National Highway Traffic Safety Administration: <a href="http://www.nhtsa.dot.gov/" target="_blank">http://www.nhtsa.dot.gov</a>The Motorcycle Safety Foundation: <a href="http://www.msf-usa.org/" target="_blank">http://www.msf-usa.org</a>The Motorcycle Industry Council: <a href="http://www.mic.org/" target="_blank">http://www.mic.org</a>Advocates for Highway and Auto Safety: <a href="http://www.saferoads.org/" target="_blank">http://www.saferoads.org</a></form>


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/the-comprehensive-and-utterly-huge-guide-to-motorcycle-helmet-laws/' rel='bookmark' title='Permanent Link: The Comprehensive And Utterly Huge Guide to Motorcycle Helmet Laws'>The Comprehensive And Utterly Huge Guide to Motorcycle Helmet Laws</a></li>
<li><a href='http://www.motorcycleinsurance.com/motorcycle-helmet-law-debate-rages-on-how-would-you-fix-the-issue/' rel='bookmark' title='Permanent Link: Motorcycle Helmet Law Debate Rages On &#8211; How Would You Fix The Issue?'>Motorcycle Helmet Law Debate Rages On &#8211; How Would You Fix The Issue?</a></li>
<li><a href='http://www.motorcycleinsurance.com/older-and-wiser-bikers-maybe-not-so-much/' rel='bookmark' title='Permanent Link: Older and Wiser Bikers? Maybe Not So Much'>Older and Wiser Bikers? Maybe Not So Much</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/the-ultimate-in-motorcycle-insurance-facts-and-figures/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hard to Deny the Awesome That Is This Motorcycle Helmet &#8211; Iron Man</title>
		<link>http://www.motorcycleinsurance.com/hard-to-deny-the-awesome-that-is-this-motorcycle-helmet-iron-man/</link>
		<comments>http://www.motorcycleinsurance.com/hard-to-deny-the-awesome-that-is-this-motorcycle-helmet-iron-man/#comments</comments>
		<pubDate>Sat, 24 Dec 2011 13:38:57 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Bike Find of the Day]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle News]]></category>
		<category><![CDATA[Motorcycle Photo of the Day]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Videos]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=8356</guid>
		<description><![CDATA[While this little piece of cool isn&#8217;t exactly DOT approve, it is might cool. Wearing it would not only mark you as traffic ticket fodder, but indicate that you are a nerd of the highest order as well. This Iron Man motorcycle helmet features a retractable tinted shield, but comes with a bit of a [...]]]></description>
			<content:encoded><![CDATA[<p>While this little piece of cool isn&#8217;t exactly DOT approve, it is might cool. Wearing it would not only mark you as traffic ticket fodder, but indicate that you are a nerd of the highest order as well.</p>
<p>This Iron Man motorcycle helmet features a retractable tinted shield, but comes with a bit of a safety disclaimer as well, so maybe &#8220;motorcycle helmet&#8221; isn&#8217;t exactly an accurate description of what this thing actually does:</p>
<p style="padding-left: 30px;"><em>Safety disclaimer: Please be aware that these helmets do not meet DOT (Department of Transportation) specifications. They are not intended for use on any motorized vehicles. They are not designed to be a safety helmet and will not protect your head on impact. If you are injured, permanently disabled, or receive a ticket while wearing this helmet, tigerpause444 is not liable.</em></p>
<div id="attachment_8357" class="wp-caption aligncenter" style="width: 649px"><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/iron-man-motorcycle-helmet.jpg"><img class="size-full wp-image-8357" title="iron man motorcycle helmet" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/iron-man-motorcycle-helmet.jpg" alt="" width="639" height="474" /></a><p class="wp-caption-text">Iron Man motorcycle helmet</p></div>
<hr />
<p><iframe src="http://www.youtube.com/embed/_cy2xXf_eJ0?rel=0" frameborder="0" width="640" height="480"></iframe></p>
<hr />
<hr />
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>If you had the earth-friendly constitution, refinement and pocketbook to buy a Brammo electric bike, your insurance needs can get complicated. <a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right insurance for your brand new electric or hydrogen-powered motorcyle…</a></p>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/member-of-iron-coffins-motorcycle-club-becomes-first-casualty-of-2012-in-battle-creek-party-dustup/' rel='bookmark' title='Permanent Link: Member of Iron Coffins Motorcycle Club Becomes First Casualty of 2012 In Battle Creek Party Dustup'>Member of Iron Coffins Motorcycle Club Becomes First Casualty of 2012 In Battle Creek Party Dustup</a></li>
<li><a href='http://www.motorcycleinsurance.com/american-iron-event/' rel='bookmark' title='Permanent Link: Hoosier State To Host American Iron Event'>Hoosier State To Host American Iron Event</a></li>
<li><a href='http://www.motorcycleinsurance.com/what-kind-of-motorcycle-helmet-should-i-wear/' rel='bookmark' title='Permanent Link: What Kind of Motorcycle Helmet Should I Wear?'>What Kind of Motorcycle Helmet Should I Wear?</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/hard-to-deny-the-awesome-that-is-this-motorcycle-helmet-iron-man/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Boy In the Bubble &#8211; A Wearable Motorcyclist Airbag</title>
		<link>http://www.motorcycleinsurance.com/the-boy-in-the-bubble-a-wearable-motorcyclist-airbag/</link>
		<comments>http://www.motorcycleinsurance.com/the-boy-in-the-bubble-a-wearable-motorcyclist-airbag/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 19:37:47 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Concept Motorcycles]]></category>
		<category><![CDATA[Motorcycle Accidents and Crashes]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Videos]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Research]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7947</guid>
		<description><![CDATA[As much as I dread the idea of having any part in a motorcycle accident, watching this video of a wearable motorcycle airbag just makes me want to be part of the test crew. Rejean Neron&#8217;s Safety Sphere is a rider-wearable protective suit made to inflate to a gigantic sphere around the rider in the [...]]]></description>
			<content:encoded><![CDATA[<p>As much as I dread the idea of having any part in a motorcycle accident, watching this video of a wearable motorcycle airbag just makes me want to be part of the test crew.</p>
<p><iframe src="http://www.youtube.com/embed/rQr8YkzEEWQ?rel=0" frameborder="0" width="640" height="360"></iframe></p>
<p><a title="Rejean Neron Safety Sphere" href="http://www.freepatentsonline.com/7343632.html" target="_blank">Rejean Neron&#8217;s Safety Sphere</a> is a rider-wearable protective suit made to inflate to a gigantic sphere around the rider in the event of a crash.</p>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/Rejean-Neron-Motorcycle-Airbag.png"><img class="size-full wp-image-7949 alignright" title="Rejean Neron Motorcycle Airbag" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/Rejean-Neron-Motorcycle-Airbag.png" alt="" width="384" height="206" align="right" /></a>According to Neron, the Saftety Sphere inflates in five hundredths of a second to cushion a rider from impact and the whole shebang is contained in a loose fitting coverall made from two layers of fabric.</p>
<p>&#8220;The outer layer is made up of a highly resistant parachute type material. The inner layer is made up of a thin, moderately elastic synthetic material. In a collision situation, the passengers are thrown from the motorcycle, the cord connecting them to the motorcycle seat disconnects, the electrical voltage plummets, and the electronic circuit processor inside the belt buckle housing of each occupant connects the 9 volt battery to an electric igniter in the back housing of their respective suits,&#8221; Neron says of his creation. &#8220;This triggers the firing of an explosive canister of propellant called nitrocellulose.&#8221;</p>
<p>Neron&#8217;s been working on the Safety Sphere for lots of years through what he says are &#8220;countless&#8221; versions, and he now says he&#8217;s on the cusp of bringing the suit into production.</p>
<p>All he&#8217;ll need to make it a big seller is to have a designer cover the outside with skulls and flames, and he should be off to the races with his marketing effort.</p>
<hr />
<h3><a title="With Motorcycle Insurance, You Get What You Need" href="http://www.motorcycleinsurance.com/motorcycle-insurance-guide/" target="_blank">Buying Your First Bike? The Guide to Motorcycle Insurance</a></h3>
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Whether you ride a sport bike or an American cruiser, your insurance needs can get complicated.<br />
<a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right motorcycle insurance, whatever you ride…</a></p>
<p style="padding-left: 30px;"><strong>Tips for buying your motorcycle insurance, coverage you need:</strong></p>
<ul>
<li>Comprehensive to cover such things as fire, hail, wind, vandalism, hitting an animal, etc.</li>
<li>Towing / Pickup</li>
<li>Collision to pay for damage caused to your vehicle in an accident with another vehicle or any stationary object.</li>
<li>Medical payment or personal injury protection to cover the medical bills resulting from an accident.</li>
<li>Uninsured or underinsured motorist to protect us when the other driver is at-fault and does not have coverage or assets out of which your bills can be paid.</li>
</ul>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/motorcyclist-380-feet-in-the-air-this-would-tighten-your-pucker-string/' rel='bookmark' title='Permanent Link: Motorcyclist 380+ Feet In the Air &#8211; This Would Tighten Your Pucker String'>Motorcyclist 380+ Feet In the Air &#8211; This Would Tighten Your Pucker String</a></li>
<li><a href='http://www.motorcycleinsurance.com/knowledge-is-power-it-will-get-increasingly-more-dangerous-to-ride-your-bike-so-know-the-score/' rel='bookmark' title='Permanent Link: Knowledge Is Power &#8211; It Will Get Increasingly More Dangerous to Ride Your Bike So Know the Score'>Knowledge Is Power &#8211; It Will Get Increasingly More Dangerous to Ride Your Bike So Know the Score</a></li>
<li><a href='http://www.motorcycleinsurance.com/will-michigan-changes-the-rules-in-the-middle-of-the-game-no-fault-insurance-laws-under-fire-for-motorcyclists/' rel='bookmark' title='Permanent Link: Will Michigan Change the Rules in the Middle of the Game? No Fault Insurance Laws Under Fire For Motorcyclists'>Will Michigan Change the Rules in the Middle of the Game? No Fault Insurance Laws Under Fire For Motorcyclists</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/the-boy-in-the-bubble-a-wearable-motorcyclist-airbag/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Inevitable Demise of the Motorcycle Cop &#8211; Illinois Council Considers Killing Off An American Tradition</title>
		<link>http://www.motorcycleinsurance.com/the-inevitable-demise-of-the-motorcycle-cop-illinois-council-considers-killing-off-an-american-tradition/</link>
		<comments>http://www.motorcycleinsurance.com/the-inevitable-demise-of-the-motorcycle-cop-illinois-council-considers-killing-off-an-american-tradition/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 02:00:53 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Biker Culture]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[harley davidson]]></category>
		<category><![CDATA[Indian Motorcycles]]></category>
		<category><![CDATA[Motorcycle History]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle News]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Stunts]]></category>
		<category><![CDATA[Motorcycle Videos]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7872</guid>
		<description><![CDATA[It just never made any sense, and less so now in a world full of enormous cages driven by, let&#8217;s face it, people on the edge of sanity. And as a result, the Motorcycle Cop is a dying breed and reflective of a time when people had at least a modicum of respect for the [...]]]></description>
			<content:encoded><![CDATA[<p>It just never made any sense, and less so now in a world full of enormous cages driven by, let&#8217;s face it, people on the edge of sanity. And as a result, the <a title="motorcycle cop" href="http://en.wikipedia.org/wiki/Police_motorcycle" target="_blank">Motorcycle Cop</a> is a dying breed and reflective of a time when people had at least a modicum of respect for the authority of <a title="Political corruption" href="http://en.wikipedia.org/wiki/Political_corruption" target="_blank">The Man</a>.</p>
<p>It was always madness. The idea that a man on a motorcycle could bring to heel a man in a car was entirely dependent on the acceptance of the very <em>idea</em> of the rule of law, and the very <em>idea</em> of the rule of law has always been a tenuous conception at best.</p>
<div class="mceTemp mceIEcenter">
<dl class="wp-caption aligncenter" style="width: 650px;">
<dt class="wp-caption-dt"><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/Motorcycle_Cop.6182338_large.jpg"><img class="size-full wp-image-7884" title="Motorcycle_Cop.6182338_large" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/Motorcycle_Cop.6182338_large.jpg" alt="" width="640" height="809" /></a></dt>
</dl>
<h4 class="wp-caption-dd" style="text-align: center;"><strong>Would you pull over and let this man to write you a speeding ticket?</strong></h4>
</div>
<p>Naperville, Illnois&#8217; four-rider <a title="Woman Motorcycle Cop Shatters Glass Ceiling in Santa Cruz" href="http://www.motorcycleinsurance.com/woman-motorcycle-cop-shatters-glass-ceiling-in-santa-cruz/">motorcycle division</a> will be scrapped if some council members have their way, and their action likely signals the end of an era.</p>
<p>Napierville City Councilman Grant Wehrli said the motorcycles are no longer neede for a variety of reasons, principal among them the nearly $2,000 it costs to uniform each officer and train them at a motorcycle-policing class taught by Northwestern University. The reasons are pretty obvious. Workers’ compensation claims, the costs of maintaining and equipping a bikes the department uses only six to eight months a year and politico speak which generally sounds like blah, blah, blah&#8230;</p>
<p>“It seems that we have five officers trained on the motorcycle and four of them have been hurt while on the motorcycle. They seem to be of limited use seasonably, and they are a cost-negative influence on our budget because of the workman’s comp claims.” the estimable Mr. Wehrli said.</p>
<p>Napierville Mayor George Pradel, a former Naperville police officer, said he never rode a motorcycle as part of his policing duties &#8211; but he wanted to &#8211; and he added that bikes are not only an effective police tool,  but  attract positive attention to the force.</p>
<p>“I absolutely believe motorcycles have a place on the Naperville Police Department. When I was on the traffic division, I wanted us to have them so bad. Not only can they be useful for catching speeders but they can get into so many places squads cant, like rushing to an accident on a packed Route 59 in the summer,” he said.</p>
<p>Councilman Robert Fieseler said Wehrli is dead wrong, but Wehrli had his retort as well.</p>
<p>“It’s gotcha enforcement,&#8221; Wehrli said. &#8220;I’m all for enforcing the laws, but when we’re hiding behind trees it gives the perception that we’re a ‘gotcha’ department.”</p>
<p>&nbsp;</p>
<p><iframe src="http://www.youtube.com/embed/kTYGmjgSMv8?rel=0" frameborder="0" width="641" height="481"></iframe></p>
<p>&nbsp;</p>
<p><iframe src="http://www.youtube.com/embed/fKUIOo1KEe4?rel=0" frameborder="0" width="640" height="480"></iframe></p>
<h3>Custom Motorcycle Insurance</h3>
<hr />
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Custom motorcycles require the correct insurance coverage package to protect what is, after all, a significant investment on your part .</p>
<p><a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right motorcycle insurance for your custom bike…</a></p>
<p style="padding-left: 30px;"><strong>Tips for buying motorcycle insurance for your custom:</strong></p>
<ul>
<li>Collision to pay for damage caused to your vehicle in an accident with another vehicle or any stationary object.</li>
<li>Comprehensive to cover such things as fire, hail, wind, vandalism, hitting an animal, etc.</li>
<li>Towing / Pickup</li>
<li>Medical payment or personal injury protection to cover the medical bills resulting from an accident.</li>
<li>Uninsured or underinsured motorist to protect us when the other driver is at-fault and does not have coverage or assets out of which your bills can be paid.</li>
<li>Additional coverage to replace or repair accessories specific to your bike.</li>
</ul>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/the-ss-bailout-keeps-a-half-century-of-motorcycle-manufacturing-tradition-alive/' rel='bookmark' title='Permanent Link: The S&#038;S Bailout Keeps A Half Century of Motorcycle Manufacturing Tradition Alive'>The S&#038;S Bailout Keeps A Half Century of Motorcycle Manufacturing Tradition Alive</a></li>
<li><a href='http://www.motorcycleinsurance.com/american-iron-event/' rel='bookmark' title='Permanent Link: Hoosier State To Host American Iron Event'>Hoosier State To Host American Iron Event</a></li>
<li><a href='http://www.motorcycleinsurance.com/on-the-ragged-edge-jody-perewitz-first-woman-to-break-200-mph-on-an-american-v-twin/' rel='bookmark' title='Permanent Link: On the Ragged Edge &#8211; Jody Perewitz First Woman to Break 200 MPH Speed Barrier On an American V Twin'>On the Ragged Edge &#8211; Jody Perewitz First Woman to Break 200 MPH Speed Barrier On an American V Twin</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/the-inevitable-demise-of-the-motorcycle-cop-illinois-council-considers-killing-off-an-american-tradition/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Watershed Moment &#8211; Nancy Sabater Named AMA Motorcyclist of the Year</title>
		<link>http://www.motorcycleinsurance.com/a-watershed-moment-nancy-sabater-named-ama-motorcyclist-of-the-year/</link>
		<comments>http://www.motorcycleinsurance.com/a-watershed-moment-nancy-sabater-named-ama-motorcyclist-of-the-year/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 17:49:29 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Biker Culture]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Legislature]]></category>
		<category><![CDATA[Motorcycle News]]></category>
		<category><![CDATA[Motorcycle Racing]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Videos]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Research]]></category>
		<category><![CDATA[Women and Motorcycles]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7837</guid>
		<description><![CDATA[The American Motorcyclist Association (AMA) has always been the sensible, thoughtful, conservative protector of the Good Name of Motorcyclists and Motorcycling, and they&#8217;ve done something which you might find a bit startling &#8211; the lynchpin and cornerstone of motorcycling in America named motorcycle activist Nancy Sabater as AMA Motorcyclist of the Year. Sabater took home [...]]]></description>
			<content:encoded><![CDATA[<p>The American Motorcyclist Association (AMA) has always been the sensible, thoughtful, conservative protector of the Good Name of Motorcyclists and Motorcycling, and they&#8217;ve done something which you might find a bit startling &#8211; the lynchpin and cornerstone of motorcycling in America named motorcycle activist Nancy Sabater as AMA Motorcyclist of the Year.</p>
<p>Sabater took home the prestigious award for her estimable contributions to repealing a Nanny State ban on sales of youth powersports vehicles, and for that, she should well have been commended.<br />
<a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/Nancy-Sabater.png"><img class="aligncenter size-full wp-image-7841" title="Nancy Sabater" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/Nancy-Sabater.png" alt="" width="640" height="312" /></a></p>
<p>The AMA Motorcyclist of the Year title goes every year to &#8220;the person or persons who had the most profound impact on the world of motorcycling in the previous 12 months,&#8221; and Sabater was certainly that person or persons.</p>
<p>Sabate prevailed over a truly insane &#8220;lead law&#8221; and sealed the deal as President Barack Obama signed legislation which overturned the ban on Aug. 12. The legislation ended a three-year battle to save American youth from a life without riding motorcycles (a horrible fate) and kept this country free from cages-only ignominy for future generations.</p>
<blockquote><p>&#8220;This was a victory on many levels.&#8221;</p>
<p>-Nancy Sabater</p></blockquote>
<p>&#8220;A number of partners had a hand in our victory over this misguided law &#8212; the motorcycle industry, race promoters, parts distributors and others, but it&#8217;s Nancy and those like her &#8212; the individual enthusiasts &#8212; who truly put the rubber to the road, gave our cause a face in the crowd and brought this victory home,&#8221; AMA president and CEO Rob Dingman said. &#8220;They were the most influential motorcyclists of 2011, and AMA member and grassroots activist Nancy Sabater is the AMA Motorcyclist of the Year for her stellar work on behalf of families and kids.&#8221;</p>
<p>So when did the madness begin?</p>
<p>In 2009 shortly after Congress passed the <a href="http://www.dealernews.com/dealernews/article/articleDetail.jsp?id=591758" target="_blank">Consumer Product Safety Improvement Act (CPSIA)</a> of 2008, the law was a result of reports that cheap,  imported (generally from China) children&#8217;s toys were testing high for lead content. It&#8217;s true, lead is just plain bad for kids and presents serious health risks. But the CPSIA legislation was written in such a way that it banned the making, importing, distributing or selling of any product intended for children 12 and under that contained more than a trace amount of lead. The upshot was that dirtbikes and ATVs sized for kids fell under the umbrella as they might contain trace levels of lead in parts such as brake calipers and battery terminals.</p>
<p>Did it matter that it&#8217;s inconceivable that parts like that were never, ever going to end up in a kid&#8217;s mouth as a teething ring? No, according to legislators, it did not.</p>
<p>Thousands of individual motorcyclists, with Sabater the most vocal dissenter, fuhgood fight to repeal the law.</p>
<p>Sabater was also involved in two initiatives which preceded the fix itself: the AMA Family Capitol Hill Climb last May 26 and cranking out a slew of videos Sabater produced of well-known racers and motocross industry personalities talking sense about the lunacy of  portions written into the lead law.</p>
<p>&#8220;This victory is something that demonstrates the fruits of our labors. Something really happened here. We effected change. We showed these kids that if you want something hard enough and you work hard enough, that you can get results,&#8221; Sabater said. &#8220;Who knows what battles we&#8217;ll fight next, in D.C., for the AMA, for the rights of motorcyclists? This was a victory on many levels.&#8221;</p>
<p>&nbsp;</p>
<p><iframe src="http://www.youtube.com/embed/-qwxL3qYh90?rel=0&amp;hd=1" frameborder="0" width="640" height="360"></iframe></p>


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/heroes-save-utah-motorcyclist-trapped-under-burning-car/' rel='bookmark' title='Permanent Link: Heroes Save Utah Motorcyclist Trapped Under Burning Car'>Heroes Save Utah Motorcyclist Trapped Under Burning Car</a></li>
<li><a href='http://www.motorcycleinsurance.com/quick-tips-and-facts-for-the-motorcyclist-our-motorcycle-safety-and-gear-infographic/' rel='bookmark' title='Permanent Link: Quick Tips and Facts for the Motorcyclist &#8211; Our Motorcycle Safety and Gear Infographic'>Quick Tips and Facts for the Motorcyclist &#8211; Our Motorcycle Safety and Gear Infographic</a></li>
<li><a href='http://www.motorcycleinsurance.com/the-2011-year-end-motorcycle-chain-links-happy-new-year-bikers/' rel='bookmark' title='Permanent Link: The 2011 Year End Motorcycle Chain Links &#8211; Happy New Year Bikers'>The 2011 Year End Motorcycle Chain Links &#8211; Happy New Year Bikers</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/a-watershed-moment-nancy-sabater-named-ama-motorcyclist-of-the-year/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lagos Governor Says Commercial Motorcycles Are Making Him Crazy</title>
		<link>http://www.motorcycleinsurance.com/lagos-governor-says-commercial-motorcycles-are-making-him-crazy/</link>
		<comments>http://www.motorcycleinsurance.com/lagos-governor-says-commercial-motorcycles-are-making-him-crazy/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 22:39:00 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Biker Culture]]></category>
		<category><![CDATA[Biker Gangs]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Theft]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Research]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7580</guid>
		<description><![CDATA[You think those emails from Nigeria promising you a few million dollars of easy money are annoying? Well,  the governor of Lagos has problems of his own and says motorcycles and their riders are getting under his skin. The Lagos State Governor, Babatunde Fashola, said managing commercial motorcyclists is a huge headache for his administration. [...]]]></description>
			<content:encoded><![CDATA[<p>You think those emails from Nigeria promising you a few million dollars of easy money are annoying?</p>
<p>Well,  the governor of Lagos has problems of his own and says motorcycles and their riders are getting under his skin.</p>
<p>The Lagos State Governor, Babatunde Fashola, said managing commercial motorcyclists is a huge headache for his administration. Fashola there&#8217;s no excuse for those who  “say that the people who ride commercial motorcycles are doing so because they have no jobs.”</p>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/Nigerian-commercial-motorcycles.jpg"><img class="size-medium wp-image-7584 alignright" title="Nigerian commercial motorcycles" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/Nigerian-commercial-motorcycles-300x155.jpg" alt="" width="300" height="155" align="right"/></a>He chalks up the problems the bikers are causing him to organized crime and points to empirical data shows which says motorcycles are a ready tool of organized crime. Fashola says civic improvements in Lagos should have taken care of the problem.</p>
<p>“We have managed open spaces better by creating green parks. Vocational centres have increased from seven in 2007 to 17 and have trained over 29,000 people and the number keeps growing,&#8221; Fashola said. &#8220;We have also revoked titles to quite a number of abandoned buildings.”</p>
<p>Fashola said all efforts to this point haven&#8217;t solved the problem and asked officials to “look at the entire scope of the impact of the commercial motorcycle business on security of life and property in Lagos State, look at what other states have done in managing the problem, to see whether those methods in other states, like restrictions, prohibitions worked and what you will recommend to us to do in order to continue to protect life and property.”</p>
<p>Nigerian government figures for October and November 2011 show that 170 out of 179 cases of accident victims treated at the Lagos State University Teaching Hospital involved commercial motorcycle accident victims. Records at the Accidents and Emergency Centre on the Lagos-Ibadan Expressway showed a total of 41 cases of commercial motorcycle accidents within the same period, and the 20 General Hospitals in the area recorded 1,039 cases of commercial motorcycle accidents.</p>
<p>It&#8217;s not just crashes that have Fashola at his wit&#8217;s end. Between January and December 2011, 346 riders were arrested on commercial motorcycles, and between October and November, 79 robbery cases were reported which were committed by commercial motorcyclists.</p>
<p>Fashola said the riders of 1,908 commercial motorcycles were apprehended in October, while 1,003 were arrested in November for a total of 2,911 cases in two months.</p>
<p>&nbsp;</p>
<hr />
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Whether you ride a sport bike or an American cruiser, your insurance needs can get complicated.</p>
<p><a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right motorcycle insurance, whatever you ride…</a></p>
<p style="padding-left: 30px;"><strong>Tips for buying your motorcycle insurance, coverage you need:</strong></p>
<ul>
<li>Collision to pay for damage caused to your vehicle in an accident with another vehicle or any stationary object.</li>
<li>Comprehensive to cover such things as fire, hail, wind, vandalism, hitting an animal, etc.</li>
<li>Towing / Pickup</li>
<li>Medical payment or personal injury protection to cover the medical bills resulting from an accident.</li>
<li>Uninsured or underinsured motorist to protect us when the other driver is at-fault and does not have coverage or assets out of which your bills can be paid.</li>
</ul>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/say-it-aint-so-babatunde-nigeran-government-rounds-up-commerical-motorcyclists/' rel='bookmark' title='Permanent Link: Say It Ain&#8217;t So, Babatunde, Nigerian Government Rounds Up Commercial Motorcyclists'>Say It Ain&#8217;t So, Babatunde, Nigerian Government Rounds Up Commercial Motorcyclists</a></li>
<li><a href='http://www.motorcycleinsurance.com/is-this-a-good-idea-motorcycles-allowed-to-jump-red-traffic-lights-in-illinois/' rel='bookmark' title='Permanent Link: Is This A Good Idea? Motorcycles Allowed to Jump Red Traffic Lights In Illinois'>Is This A Good Idea? Motorcycles Allowed to Jump Red Traffic Lights In Illinois</a></li>
<li><a href='http://www.motorcycleinsurance.com/why-have-criminals-stopped-stealing-motorcycles/' rel='bookmark' title='Permanent Link: Why Have Criminals Stopped Stealing Motorcycles?'>Why Have Criminals Stopped Stealing Motorcycles?</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/lagos-governor-says-commercial-motorcycles-are-making-him-crazy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Too Drunk To Ride? Find Out With This iPhone App</title>
		<link>http://www.motorcycleinsurance.com/too-drunk-to-ride-find-out-with-this-iphone-app/</link>
		<comments>http://www.motorcycleinsurance.com/too-drunk-to-ride-find-out-with-this-iphone-app/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 17:03:11 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Motorcycle Accidents and Crashes]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Insurance Online]]></category>
		<category><![CDATA[Motorcycle Legislature]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Research]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7568</guid>
		<description><![CDATA[Drinking and riding is not only a serious concern for transportation safety officials, it should be one of your concerns as well. Let&#8217;s be realistic here, drinking and riding is endemic to the motorcycle culture. Something like 46 percent of riders killed in accidents, at least according to the Motorcycle Safety Foundation (MSF), have at [...]]]></description>
			<content:encoded><![CDATA[<p><iframe src="http://www.youtube.com/embed/LMMenEyRZ6U?rel=0" frameborder="0" width="640" height="360"></iframe></p>
<p>Drinking and riding is not only a serious concern for transportation safety officials, it should be one of your concerns as well.</p>
<p><a title="Drinking And Riding Your Motorcycle, How to Manage A Dangerous Combination" href="http://www.motorcycleinsurance.com/drinking-and-riding-your-motorcycle-how-to-manage-a-dangerous-combination/">Let&#8217;s be realistic here, drinking and riding is endemic to the motorcycle culture</a>. Something like 46 percent of riders killed in accidents, at least according to the Motorcycle Safety Foundation (MSF), have at least some alcohol in their system at the time of their death. The National Highway Traffic Safety Administration (NHTSA) says motorcyclists involved in fatal crashes are 2.5 times more likely to have consumed alcohol than passenger vehicle operators.</p>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/beer-and-motorcycles.png"><img class="size-medium wp-image-7577 alignright" title="beer and motorcycles" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/12/beer-and-motorcycles-230x300.png" alt="" width="230" height="300" align="right" /></a>Nuff said.</p>
<p>It appears riders like to have a snort or two and then take a ride. In 2007, the number of alcohol-impaired motorcyclists in fatal crashes <em>increased</em> by 10 percent while the number of alcohol-impaired drivers of passenger cars <em>declined</em> 6 percent. According to the NHTSA, they define “alcohol impaired” as having a Blood Alcohol Content (BAC)  0.08 grams/deciliter. Their analysis of motorcycle riders and passenger vehicle drivers killed showed about 83 percent of the alcohol-impaired accident fatalities were males.</p>
<p>Kelley Tway, media relations manager for Mothers Against Drunk Driving (MADD), adds that drinking and driving among car and motorcycle operators is habitual and said that first offenders surveyed after being arrested for drunk driving admitted they had gotten away with drinking and driving many times before they were finally arrested.</p>
<p>So how do you make sure you&#8217;re not one of those riders dying or waking up in a drunk tank?</p>
<p>French insurance company <a onclick="javascript: pageTracker._trackPageview('/outgoing/Maaf');" href="http://www.maaf.fr/">MAAF</a>  developed a hand little tool to help you out. Their application, and it works with most smartphones and the iPad, can tells you if you are legally capable of riding your motorcycle.</p>
<p>Check it out, and<a title="Staying Safe: 45 Posts on How Drinking And Motorcycles Do Not Mix!" href="http://www.motorcycleinsurance.com/staying-safe-45-posts-on-how-drinking-and-motorcycles-do-not-mix/"> if you ever ride your motorcycle after a few drinks</a>, get the app and save everyone a whole bunch of agony:</p>
<p><a onclick="javascript: pageTracker._trackPageview('/outgoing/Alcootel');" href="http://www.alcootel.com/">Click here to access the MAAF AlcooTel web site</a><br />
<a onclick="javascript: pageTracker._trackPageview('/outgoing/Apple');" href="http://itunes.apple.com/app/alcootel/id313378726?mt=8">Click here to access the iPhone Alcootel download</a><br />
<a onclick="javascript: pageTracker._trackPageview('/outgoing/Alcootel');" href="http://m.alcootel.com/xhtml/home.php?follow=TTczNTk3">Click here to access the Windows Phone Alcootel download</a><br />
<a onclick="javascript: pageTracker._trackPageview('/outgoing/Alcootel');" href="http://www.alcootel.com/appli_sms/form.php">Click here to access the Java based phones Alcootel download</a><br />
<a onclick="javascript: pageTracker._trackPageview('/outgoing/Apple');" href="http://itunes.apple.com/fr/app/alcoclic/id422561800?mt=8">Click here to access the iPad Alcootel download</a></p>
<h3><a href="http://news.motorbiker.org/blogs.nsf/dx/know-you-alcohol-riding-limits-there-is-an-app-for-that.htm" target="_blank">Thanks to Mike Werner at motorbiker.org</a>&#8230;</h3>
<hr />
<h3>You Ride Hard and Fast</h3>
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Let’s face it, you like to ride hard and fast and your insurance needs are all about the family you’re sure to leave behind. We kid&#8230;</p>
<p><a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">But we are here to help you get enough inexpensive motorcycle insurance to make sure your kids can go to college and your wife will remember you fondly if it all goes wrong…</a></p>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/does-what-kind-of-bike-you-ride-determine-your-safety-the-statistics-say-yes/' rel='bookmark' title='Permanent Link: Does What Kind of Bike You Ride Determine Your Safety? The Statistics Say Yes'>Does What Kind of Bike You Ride Determine Your Safety? The Statistics Say Yes</a></li>
<li><a href='http://www.motorcycleinsurance.com/do-you-ride-without-a-motorcycle-endorsement/' rel='bookmark' title='Permanent Link: Do You Ride Without A Motorcycle Endorsement?'>Do You Ride Without A Motorcycle Endorsement?</a></li>
<li><a href='http://www.motorcycleinsurance.com/the-ultimate-in-motorcycle-insurance-facts-and-figures/' rel='bookmark' title='Permanent Link: The Ultimate In Motorcycle Insurance Facts and Figures'>The Ultimate In Motorcycle Insurance Facts and Figures</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/too-drunk-to-ride-find-out-with-this-iphone-app/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spike In Motorcycle Fatalities in Illinois A Grim Reminder To Riders</title>
		<link>http://www.motorcycleinsurance.com/spike-in-motorcycle-fatalities-in-illinois-a-grim-reminder-to-riders/</link>
		<comments>http://www.motorcycleinsurance.com/spike-in-motorcycle-fatalities-in-illinois-a-grim-reminder-to-riders/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 12:05:30 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Motorcycle Accidents and Crashes]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Insurance Online]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Research]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7481</guid>
		<description><![CDATA[A spike in motorcycle fatalities in Illinois has provided a rather gritty reminder of the need to improve road safety to prevent motorcycle accidents. In 2009, 130 riders were killed in Illinois, according to the Illinois Department of Transportation. This number represented 14 percent of all motor vehicle fatalities. Over a ten-year period the number [...]]]></description>
			<content:encoded><![CDATA[<p>A spike in motorcycle fatalities in Illinois has provided a rather gritty reminder of the need to improve road safety to prevent motorcycle accidents.</p>
<p>In 2009, 130 riders were killed in Illinois, according to the Illinois Department of Transportation. This number represented 14 percent of all motor vehicle fatalities. Over a ten-year period the number of motorcycle registrations has increased over 76 percent. Motorcycles account for three percent of all vehicles registered. What does that add up to? It means motorcycle riders are overrepresented in the number of annual fatalities.</p>
<p><strong>Causes of Motorcycle Accidents</strong></p>
<p>European safety researchers published comprehensive results from investigations of hundreds of motorcycle accidents. Based on comprehensive investigations into 921 motorcycle accidents, 103 of which were fatal, the study was called the Motorcycle Accidents In Depth Study (MAIDS).</p>
<p>One of the key findings in the study was that motorcycles most often collide with passenger cars, and in many of these accidents, the driver of the other vehicle failed to see the motorcycle entirely.</p>
<p>The second most common cause of an accident is rider loss of control and crashes onto the roadway itself. Injuries to the lower body, spine and head can be sustained from hitting from curbs and road-side barriers. In September, a 27-year-old man was killed when his motorcycle veered off the road and hit a curb.</p>
<p>Speed does not necessarily lead to accidents and most accidents occur at fairly low speeds and while at a complete stop. In fact, over half of the accidents in the European study occurred in intersections.</p>
<p><strong>Staying Safe</strong></p>
<p>As a motorcyclist, don&#8217;t leave your protective gear at home. Helmets and protective clothing do an excellent  job of preventing common injuries. In Illinois wearing a helmet is not required, but safety advocates strongly recommend wearing them. More than 8 out of 10 (82 percent) of motorcycle riders killed in 2009 were not wearing a helmet, and that should tell you all you need to know about what wearing a helmet can do to protect you.</p>
<p>Buying motorcycle insurance is complicated, and the rules are different from state to state. The critical elements of buying a policy vary widely, so rule number on is knowing what you’re buying.</p>
<p>With that in mind, here’s a short list of things you need to know about motorcycle insurance, and if the worst ever happens, you’ll be glad you read this article and followed our advice.</p>
<p><strong>The Biggest Mistake You Can Make When Buying Motorcycle Insurance</strong></p>
<p>The biggest mistake that you can make?</p>
<p>Not buying enough insurance.</p>
<p>To imagine that you’re saving a few bucks on your policy can cost you big money and aggravation if you’re involved in an accident. The consequences of  motorcycle accidents can be devastating. You’re traveling almost entirely unprotected at a high rate of speed and an accident can result in a range of injuries from simple road rash and broken bones to something much worse like spinal injury or serious head trauma.</p>
<p>Any accident &#8211; even a relatively low speed accident -  can leave you faced with a long hospital stay. The average week in the hospital costs more than $50,000, and if  your insurance coverage runs out before you’re fully healed, you&#8217;ve got a problem which could cost you all your assets.</p>
<p>Don’t make this most critical of mistakes. We recommend that you purchase as much insurance as you can afford and ignore the minimum amounts that state laws require when you make your calculations of acceptable risk.</p>
<p><strong>The Second Biggest Mistake You Can Make When Buying Motorcycle Insurance</strong></p>
<p>The second biggest mistake that you can make is to purchase motorcycle insurance without a clear understanding your policy&#8217;s limitations and the laws of the state in which you live.</p>
<p>Here are some  insurance terms you need to understand in order to make an informed decision.</p>
<p><strong>Full Tort vs. Limited Tort</strong></p>
<p>Full Tort coverage refers to your ability to receive compensation from a motorist who may be legally responsible for any injuries you suffer in an accident. States like Pennsylvania don’t require you to pay extra for full tort motorcycle insurance. On the other hand, if you live in New Jersey, you’re required to select what’s called a  <em>No Limitation on Lawsuit</em> option if you want to have any hope of being compensated for pain and suffering you might be caused by the negligence of other motorists.</p>
<p>It comes down to this; the state you live in is an essential component of understanding of what you actually get when you&#8217;re buying your motorcycle insurance.</p>
<p><strong>Bodily Injury Liability Coverage</strong></p>
<p>Bodily Injury Liability coverage will provide you payments to cover claims against your assets if you’re  found legally responsible for being at fault in an accident.</p>
<p>Buy as much of this type of coverage as you can afford. You won’t be sorry if you ever need it.</p>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/buying-motorcycle-insurance-medium1.png"><img class="alignright size-medium wp-image-3765" title="buying motorcycle insurance medium" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/buying-motorcycle-insurance-medium1-300x150.png" alt="" width="300" height="150" align="right" /></a><strong>Medical Expense Benefits Coverage</strong></p>
<p>This may well be the most important insurance coverage decision you’ll make, and it typically pays medical, hospital, lost-income and disability expenses to you if you’re injured in an accident. Replacing your motorcycle is relatively cheap, but a hospital stay can ruin your financial future, so pay particular attention to this decision when you buy your policy.</p>
<p><strong>UM/UIM Coverage &#8211; You Can&#8217;t Do Without It</strong></p>
<p>Uninsured Motorist coverage protects you if you’re  injured by a driver who carries no insurance. In some metropolitan areas in the United State, nearly a third of all drivers are uninsured, and underinsured motorist coverage protects you in the event you&#8217;re injured by a driver who has inadequate insurance to pay claims you make make against them as a result of their negligence.</p>
<p>Keep this in mind, nearly all drivers are likely to be underinsured to some extent, so don&#8217;t forget to specify this coverage when you talk to your insurer.</p>
<p><strong>Our Recommendations For How Much Coverage You Should Purchase</strong></p>
<ul>
<li>Liability Coverage – We suggest that you purchase the maximum limit of 100/300.</li>
<li>Medical Coverage – Don’t risk running out of coverage. Purchase as much Medical Expense Benefits Coverage as you are able to. Motorcycle accidents typically result in more than $34,000 in medical costs.</li>
<li>Uninsured Motorist and Underinsured Motorist Coverage – If the “other guy”  makes this mistake, you pay the price. Carry at least 100/300.</li>
<li>Bodily Injury Liability Coverage – Purchase the maximum of 100/300.</li>
<li>Medical Expense Benefits Coverage -  Go big or go home here. Not carrying sufficient medical expense benefits means you risk running out of coverage, and you don’t want that.</li>
</ul>
<h4><a>Buying Your First Bike? The Women&#8217;s Guide to Motorcycle Insurance</a></h4>
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Whether you ride a sport bike or an American cruiser, your insurance needs can get complicated.<br />
<a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right motorcycle insurance, whatever you ride…</a></p>
<p style="padding-left: 30px;"><strong>Tips for buying your motorcycle insurance, coverage you need:</strong></p>
<ul>
<li>Comprehensive to cover such things as fire, hail, wind, vandalism, hitting an animal, etc.</li>
<li>Towing / Pickup</li>
<li>Collision to pay for damage caused to your vehicle in an accident with another vehicle or any stationary object.</li>
<li>Medical payment or personal injury protection to cover the medical bills resulting from an accident.</li>
<li>Uninsured or underinsured motorist to protect us when the other driver is at-fault and does not have coverage or assets out of which your bills can be paid.</li>
</ul>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/how-you-can-blow-it-when-buying-motorcycle-insurance-and-how-you-can-purchase-the-motorcycle-insurance-you-need-at-a-price-you-can-afford/' rel='bookmark' title='Permanent Link: How You Can Blow It When Buying Motorcycle Insurance, and How You Can Purchase The Motorcycle Insurance You Need At a Price You Can Afford'>How You Can Blow It When Buying Motorcycle Insurance, and How You Can Purchase The Motorcycle Insurance You Need At a Price You Can Afford</a></li>
<li><a href='http://www.motorcycleinsurance.com/why-you-need-more-than-just-basic-motorcycle-insurance-coverage/' rel='bookmark' title='Permanent Link: Why You Need More Than Just Basic Motorcycle Insurance Coverage'>Why You Need More Than Just Basic Motorcycle Insurance Coverage</a></li>
<li><a href='http://www.motorcycleinsurance.com/how-to-save-big-money-on-the-cost-of-your-motorcycle-insurance/' rel='bookmark' title='Permanent Link: How to Save Big Money On the Cost of Your Motorcycle Insurance'>How to Save Big Money On the Cost of Your Motorcycle Insurance</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/spike-in-motorcycle-fatalities-in-illinois-a-grim-reminder-to-riders/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Motorcycle Helmet Law Debate Rages On &#8211; How Would You Fix The Issue?</title>
		<link>http://www.motorcycleinsurance.com/motorcycle-helmet-law-debate-rages-on-how-would-you-fix-the-issue/</link>
		<comments>http://www.motorcycleinsurance.com/motorcycle-helmet-law-debate-rages-on-how-would-you-fix-the-issue/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 03:03:53 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Biker Culture]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[harley davidson]]></category>
		<category><![CDATA[Motorcycle Accidents and Crashes]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Legislature]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Research]]></category>
		<category><![CDATA[Sons of Anarchy]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7394</guid>
		<description><![CDATA[Where do you stand on whether or not helmets should be mandatory for motorcyclists? Do you fall in the &#8220;I can decide for myself, thanks very much&#8221; camp? Are you firmly entrenched in the &#8220;you&#8217;ve got to wear a helmet and keep your brains off the public roads&#8221; gang? We&#8217;re unsure of where to stand [...]]]></description>
			<content:encoded><![CDATA[<p>Where do you <a title="The Comprehensive And Utterly Huge Guide to Motorcycle Helmet Laws" href="http://www.motorcycleinsurance.com/the-comprehensive-and-utterly-huge-guide-to-motorcycle-helmet-laws/">stand on whether or not helmets should be mandatory for motorcyclists</a>?</p>
<p>Do you fall in the &#8220;I can decide for myself, thanks very much&#8221; camp? Are you firmly entrenched in the &#8220;you&#8217;ve got to wear a helmet and keep your brains off the public roads&#8221; gang?</p>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/11/breaking-motorcycle-news.jpg"><img class="alignright size-medium wp-image-7401" title="breaking motorcycle news" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/11/breaking-motorcycle-news-300x227.jpg" alt="" width="300" height="227" align="right"/></a>We&#8217;re unsure of where to stand on this issue.  It&#8217;s hard to argue that personal freedoms aren&#8217;t being infringed upon where mandatory helmet laws are concerned, but it&#8217;s also a tough argument to make that motorcyclists shouldn&#8217;t be forced to bear their fair share of whatever social  and medical costs might arise from exercising the freedom to ride without a lid.</p>
<p>To this point, I haven&#8217;t read a single article which I believe addresses all the relevant points in a succinct way, so how about coming up with some ideas?</p>
<p><strong>Motorcycle Helmet Use Laws</strong></p>
<p><strong></strong>According to the Insurance Institute for Highway Safety, twenty states and the District of Columbia have laws on the books which require all motorcyclists to wear helmets as of June 2011 .</p>
<p>In 27 states, only people under a specific age (generally those between 17 and 20 years of age) are required to wear helmets.</p>
<p>Three states (Illinois, Iowa and New Hampshire) have no helmet use laws whatever.</p>
<p>A National Highway Traffic Safety Administration (NHTSA) study covering 10 states found that when universal helmet laws applying to all riders were repealed, helmet use rates dropped from 99 percent to 50 percent.  Those kinds of numbers clearly indicate that there are a lot of riders who only wear a lid if the government says they must.</p>
<p>In states where those types of blanket helmet laws were reinstated, helmet use rates rose to above 95 percent.</p>
<p>The NHTSA’s <a href="http://www-nrd.nhtsa.dot.gov/cats/listpublications.aspx?Id=7&amp;ShowBy=Category" target="_blank">National Occupant Protection Use Survey</a> says motorcycle helmet use dropped to 54 percent in June 2010 from 67 percent in June 2009. At the peak, helmet use reached a high of 71 percent back in October 2000 and helmet .usage rates are higher in states which have universal laws to require all riders to use helmets.</p>
<p>In June 2010, 76 percent of motorcyclists in mandatory helmet law states wore them, and that represents a 10 percentage drop when compared to 2009. In states without universal laws, usage was down 15 percentage points, dropping from 55 percent in 2009 to 40 percent in 2010. Motorcycle helmet use in 2010 was highest in the West, at 75 percent, down from 83 percent in the previous year, and lowest in the Midwest, at 43 percent, down from 67 percent in 2009. Helmet use was 54 percent in both the Northeast and the South, down by 7 percentage points and 11 percentage points, respectively from 2009. The survey only counts helmets that comply with Department of Transportation standards.</p>
<div>
<h4>STATE-BY-STATE MOTORCYCLE HELMET USE LAWS</h4>
<div>Updated June 2011</div>
<table border="1" cellspacing="1" cellpadding="1">
<thead>
<tr>
<th></th>
<th>Universal law</th>
<th>Partial law (1)</th>
</tr>
<tr>
<th>State</th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td>Alabama</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Alaska</td>
<td align="center"></td>
<td>17 and younger (2)</td>
</tr>
<tr>
<td>Arizona</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Arkansas</td>
<td align="center"></td>
<td>20 and younger</td>
</tr>
<tr>
<td>California</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Colorado</td>
<td align="center"></td>
<td>17 and younger and their passengers 17 and younger</td>
</tr>
<tr>
<td>Connecticut</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Delaware</td>
<td align="center"></td>
<td>18 and younger</td>
</tr>
<tr>
<td>District of Columbia</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Florida</td>
<td align="center"></td>
<td>20 and younger (3)</td>
</tr>
<tr>
<td>Georgia</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Hawaii</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Idaho</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Illinois</td>
<td align="center"></td>
<td></td>
</tr>
<tr>
<td>Indiana</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Iowa</td>
<td align="center"></td>
<td></td>
</tr>
<tr>
<td>Kansas</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Kentucky</td>
<td align="center"></td>
<td>20 and younger  (3), (4)</td>
</tr>
<tr>
<td>Louisiana</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Maine</td>
<td align="center"></td>
<td>17 and younger (4)</td>
</tr>
<tr>
<td>Maryland</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Massachusetts</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Michigan</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Minnesota</td>
<td align="center"></td>
<td>17 and younger (4)</td>
</tr>
<tr>
<td>Mississippi</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Missouri</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Montana</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Nebraska</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Nevada</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>New Hampshire</td>
<td align="center"></td>
<td></td>
</tr>
<tr>
<td>New Jersey</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>New Mexico</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>New York</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>North Carolina</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>North Dakota</td>
<td align="center"></td>
<td>17 and younger (5)</td>
</tr>
<tr>
<td>Ohio</td>
<td align="center"></td>
<td>17 and younger (6)</td>
</tr>
<tr>
<td>Oklahoma</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Oregon</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Pennsylvania</td>
<td align="center"></td>
<td>20 and younger (7)</td>
</tr>
<tr>
<td>Rhode Island</td>
<td align="center"></td>
<td>20 and younger (7)</td>
</tr>
<tr>
<td>South Carolina</td>
<td align="center"></td>
<td>20  and younger</td>
</tr>
<tr>
<td>South Dakota</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Tennessee</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Texas</td>
<td align="center"></td>
<td>20 and younger (3)</td>
</tr>
<tr>
<td>Utah</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
<tr>
<td>Vermont</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Virginia</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Washington</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>West Virginia</td>
<td align="center">X</td>
<td></td>
</tr>
<tr>
<td>Wisconsin</td>
<td align="center"></td>
<td>17 and younger (4)</td>
</tr>
<tr>
<td>Wyoming</td>
<td align="center"></td>
<td>17 and younger</td>
</tr>
</tbody>
</table>
<div>
<p>(1) Universal laws cover all riders; partial laws cover young riders or some adult riders.</p>
<p>(2) Alaska&#8217;s motorcycle helmet use law covers passengers of all ages, operators younger than 18, and operators with instructional permits.</p>
<p>(3) In Florida and Kentucky, the law requires that all riders younger than 21 years wear helmets, without exception. Those 21 years and older may ride without helmets only if they can show proof that they are covered by a medical insurance policy. Texas exempts riders 21 years or older if they either 1) can show proof of successfully completing a motorcycle operator training and safety course or 2) can show proof of  having a medical insurance policy.</p>
<p>(4) Motorcycle helmet laws in Kentucky, Maine, Minnesota, and Wisconsin also cover operators with instructional/learner&#8217;s permits. Maine&#8217;s motorcycle helmet use law also covers passengers 17 years and younger and passengers if their operators are required to wear a helmet.</p>
<p>(5) North Dakota&#8217;s motorcycle helmet use law covers all passengers traveling with operators who are covered by the law.</p>
<p>(6) Ohio&#8217;s motorcycle helmet use law covers all operators during the first year of licensing and all passengers of operators who are covered by the law.</p>
<p>(7) Rhode Island&#8217;s motorcycle helmet use law covers all operators during the first year of licensing and all passengers. Pennsylvania&#8217;s motorcycle helmet use law covers all operators during the first two years of llicensing unless the operator has completed the safety course approved by the Department of Transportation or the Motorcycle Safety Foundation.</p>
<p>Source: <a href="http://www.iihs.org/" target="_blank">Insurance Institute for Highway Safety</a>, Highway Loss Data Institute.</p>
</div>
</div>
<div>
<div>MOTORCYCLE HELMET USE FROM 1994-2010</div>
<table width="" border="1" cellspacing="1" cellpadding="1">
<thead>
<tr>
<th>Year</th>
<th>Percent</th>
<th>Year</th>
<th>Percent</th>
</tr>
</thead>
<tbody>
<tr>
<td width="" height="">1994</td>
<td align="right" width="" height="">63%</td>
<td width="" height="">2005</td>
<td align="right" width="" height="">48%</td>
</tr>
<tr>
<td width="" height="">1996</td>
<td align="right" width="" height="">64</td>
<td width="" height="">2006</td>
<td align="right" width="" height="">51</td>
</tr>
<tr>
<td width="" height="">1998</td>
<td align="right" width="" height="">67</td>
<td width="" height="">2007</td>
<td align="right" width="" height="">58</td>
</tr>
<tr>
<td width="" height="">2000</td>
<td align="right" width="" height="">71</td>
<td width="" height="">2008</td>
<td align="right" width="" height="">63</td>
</tr>
<tr>
<td width="" height="">2002</td>
<td align="right" width="" height="">58</td>
<td width="" height="">2009</td>
<td align="right" width="" height="">67</td>
</tr>
<tr>
<td width="" height="">2004</td>
<td align="right" width="" height="">58</td>
<td width="" height="">2010</td>
<td align="right" width="" height="">54</td>
</tr>
</tbody>
</table>
<div>
<p>(1) Based on surveys of motorcyclists using helmets meeting Department of Transportation standards. Surveys conducted in October for 1994-2000 and in June thereafter.</p>
<p><em>Sources: U.S. Department of Transportation, National Occupant Protection Use Survey, National Highway Traffic Safety Administration&#8217;s National Center for Statistics and Analysis.</em></p>
</div>
</div>
<hr />
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Whether you ride a sport bike or an American cruiser, your insurance needs can get complicated.</p>
<p><a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right motorcycle insurance, whatever you ride…</a></p>
<p style="padding-left: 30px;"><strong>Tips for buying your motorcycle insurance, coverage you need:</strong></p>
<ul>
<li>Collision to pay for damage caused to your vehicle in an accident with another vehicle or any stationary object.</li>
<li>Comprehensive to cover such things as fire, hail, wind, vandalism, hitting an animal, etc.</li>
<li>Towing / Pickup</li>
<li>Medical payment or personal injury protection to cover the medical bills resulting from an accident.</li>
<li>Uninsured or underinsured motorist to protect us when the other driver is at-fault and does not have coverage or assets out of which your bills can be paid.</li>
</ul>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/the-comprehensive-and-utterly-huge-guide-to-motorcycle-helmet-laws/' rel='bookmark' title='Permanent Link: The Comprehensive And Utterly Huge Guide to Motorcycle Helmet Laws'>The Comprehensive And Utterly Huge Guide to Motorcycle Helmet Laws</a></li>
<li><a href='http://www.motorcycleinsurance.com/michigan-motorcycle-helmet-law-repeal-battle-still-under-way/' rel='bookmark' title='Permanent Link: Michigan Motorcycle Helmet Law Repeal Battle Still Under Way'>Michigan Motorcycle Helmet Law Repeal Battle Still Under Way</a></li>
<li><a href='http://www.motorcycleinsurance.com/massachusetts-mulls-repeal-of-helmet-law/' rel='bookmark' title='Permanent Link: Massachusetts Mulls Repeal of Helmet Law'>Massachusetts Mulls Repeal of Helmet Law</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/motorcycle-helmet-law-debate-rages-on-how-would-you-fix-the-issue/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Honda CBR600 RR A Chip Off the Old Block</title>
		<link>http://www.motorcycleinsurance.com/new-honda-cbr600-rr-a-chip-off-the-old-block/</link>
		<comments>http://www.motorcycleinsurance.com/new-honda-cbr600-rr-a-chip-off-the-old-block/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 16:00:15 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Custom Bike Builders]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Racing]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Stunts]]></category>
		<category><![CDATA[New Bike Designs]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Research]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7325</guid>
		<description><![CDATA[Honda recently celebrated 50 years of racing in the Tourist Trophy at the Isle of Man, and with the 2012 600 CBRR, they paid homage to the machine that changed the sportbike world. Six consecutive world titles in World Supersport racing  since 2003 cemented the reputation of Honda&#8217;s mid-sized, low weight rocket. Featuring centralized mass [...]]]></description>
			<content:encoded><![CDATA[<p>Honda recently celebrated 50 years of racing in the <a title="Closer To The Edge – Motorcycle Speed Freaks at The Isle of Man" href="http://www.motorcycleinsurance.com/closer-to-the-edge-motorcycle-speed-freaks-at-the-isle-of-man/">Tourist Trophy at the Isle of Man</a>, and with the 2012 600 CBRR, they paid homage to the machine that changed the sportbike world.</p>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/11/2011-Honda-CBR600RR-Black-Series-.jpg"><img class="alignright size-full wp-image-7331" title="2011-Honda-CBR600RR-Black-Series-" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/11/2011-Honda-CBR600RR-Black-Series-.jpg" alt="" width="300" height="225" align="right" /></a>Six consecutive world titles in World Supersport racing  since 2003 cemented the reputation of Honda&#8217;s mid-sized, low weight rocket. Featuring centralized mass and a compact chassis, the original <a href="http://www.motorcycleinsurance.com/?s=Honda">CBR600</a>  became the go-to choice of weapon for serious racers around the world. When a machine is capable of winning more AMA and World Supersport Championships than any other middleweight sportbike, what do you do to make it better?</p>
<p>Apparently, you don&#8217;t change a thing&#8230;</p>
<p>The engineers responsible for the CBR600 RR didn&#8217;t really bother to change much this time around since a major revision way back in 2009, and during that year, about the only thing they brought out was the Combined ABS braking system. Yeah, back in 2009 the iconic sportbike did get an engine upgrade to improve torque in the upper range of the RPM band and  redesigned fairings, but in keeping with the &#8220;if it ain&#8217;t broke don&#8217;t fix it&#8221; philosophy surrounding this bike, almost nothing changed for 2010 and 2011.</p>
<p>The 2012 Honda CBR 600 RR is a nearly perfect piece of engineering, and improving it is a daunting task.</p>
<p>The last major innovation was, however, a real tour de force; <a title="c-abs braking" href="http://www.motorcycle.com/manufacturer/honda/2009-honda-cbr600rr-cabs-review-87864.html" target="_blank">the C-ABS, a true &#8220;brake-by-wire&#8221; design where braking is entirely electronically controlled</a>, puts the hammer to conventional motorcycle ABS systems and avoids the soft lever feel you get from systems operating on hydraulic pressure.</p>
<h3>2012 Honda 600 CBRR Tech Data</h3>
<table width="640" cellpadding="5">
<tbody>
<tr>
<td valign="top" width="319">Engine 4 cylinder, 4 stroke 16-valve, liquid-cooled (DOHC)<br />
Displacement 599 cm3<br />
Bore x stroke 67 x 42.5 mm<br />
Compression ratio 12.2: 1<br />
Maximum power 88.1 kW / 13,500 min-1 (95/1/EC)<br />
Maximum torque 66 Nm / 11,250 min-1 (95/1/EC<br />
PGM-DSFI electronic fuel injection<br />
Computer-controlled digital transistorized ignition, with electronic advance<br />
Starter Electric<br />
A 6-speed gearbox<br />
Final Drive Sealed O-Ring (Item # 525)<br />
Dimensions (LxWxH) 2010 x 685 x 1,105 mm<br />
Wheelbase 1,375 mm<br />
Seat height 820 mm<br />
Ground clearance 135 mm<br />
Fuel tank capacity 18 liters<br />
(Including 3.5-liter reserve shown on LCD)</td>
<td valign="top" width="319">Suspension Front Telescopic fork inverted HMAS<br />
Cartridge 41 mm fully adjustable, travel 120 mm<br />
Rear Suspension Unit Pro-Link with gas-charged shock and reservoir<br />
separate, adjustable for preload, compression and rebound damping, 130mm axle travel<br />
Wheels Front Hollow-section cast aluminum three-spoke<br />
Wheel Rear Hollow-section cast aluminum three-spoke<br />
Tires Front 120/70 – ZR17M / C (58W)<br />
Rear tire 180/55 – ZR17M / C (73W)<br />
Two hydraulic disc brake Front 310 x 4.5 mm with four-piston calipers<br />
with radial, floating rotors, * ABS and sintered metal pads<br />
Rear hydraulic disc brake 220 mm x 5 mm with single piston caliper,<br />
* ABS and sintered metal pads<br />
Bent aluminum frame, made of die-end</td>
</tr>
</tbody>
</table>
<p><strong>2012 Honda CBR 600 RR Prices:</strong></p>
<ul>
<li>Red / $11,540</li>
<li>Black $11,540</li>
<li>Black C-ABS (C-ABS only available in Black) $12,540</li>
</ul>
<hr />
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Whether you ride a sport bike or an American cruiser, your insurance needs can get complicated.</p>
<p><a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right motorcycle insurance, whatever you ride…</a></p>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/who-wants-a-new-honda-integra-motorsomething-bueller-anyone-bueller/' rel='bookmark' title='Permanent Link: Who Wants A New Honda Integra Motorsomething? Bueller? Anyone? Bueller?'>Who Wants A New Honda Integra Motorsomething? Bueller? Anyone? Bueller?</a></li>
<li><a href='http://www.motorcycleinsurance.com/honda-recalling-126000-gold-wings-for-defective-brakes/' rel='bookmark' title='Permanent Link: Honda Recalling 126,000 Gold Wings For Defective Brakes'>Honda Recalling 126,000 Gold Wings For Defective Brakes</a></li>
<li><a href='http://www.motorcycleinsurance.com/bike-find-of-the-day-the-lito-sora-electric-superbike/' rel='bookmark' title='Permanent Link: Bike Find of the Day &#8211; The Lito Sora Electric Superbike'>Bike Find of the Day &#8211; The Lito Sora Electric Superbike</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/new-honda-cbr600-rr-a-chip-off-the-old-block/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Massachusetts Mulls Repeal of Helmet Law</title>
		<link>http://www.motorcycleinsurance.com/massachusetts-mulls-repeal-of-helmet-law/</link>
		<comments>http://www.motorcycleinsurance.com/massachusetts-mulls-repeal-of-helmet-law/#comments</comments>
		<pubDate>Sun, 27 Nov 2011 18:09:58 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Biker Culture]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Motorcycle Accidents and Crashes]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Research]]></category>
		<category><![CDATA[Motorcycle Helmet Laws]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7302</guid>
		<description><![CDATA[Massachusetts lawmakers, just like those in Michigan, are weighing changes to the state&#8217;s motorcycle laws, including bills designed to change the current requirement that riders wear helmets. In Massachusetts, current law requires all riders and passengers to wear protective head gear and provides an exception to riders taking part in parades. One proposed change would [...]]]></description>
			<content:encoded><![CDATA[<p>Massachusetts lawmakers, <a title="Michigan Motorcycle Helmet Law Repeal Battle Still Under Way" href="http://www.motorcycleinsurance.com/michigan-motorcycle-helmet-law-repeal-battle-still-under-way/">just like those in Michigan</a>, are weighing changes to the state&#8217;s motorcycle laws, including bills designed to change the current requirement that riders wear helmets.</p>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/11/helmet_hair_is_cool.jpg"><img class="alignright size-medium wp-image-7306" title="helmet_hair_is_cool" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/11/helmet_hair_is_cool-300x300.jpg" alt="" width="300" height="300" align="right" /></a>In Massachusetts, <a title="The Comprehensive And Utterly Huge Guide to Motorcycle Helmet Laws" href="http://www.motorcycleinsurance.com/the-comprehensive-and-utterly-huge-guide-to-motorcycle-helmet-laws/">current law requires all riders and passengers to wear protective head gear </a>and provides an exception to riders taking part in parades.</p>
<p>One proposed change would remove the helmet requirement for riders and passengers over the age of 21, and yet another proposed change would exempt riders whose motorcycles are <a title="The Comprehensive And Utterly Huge Guide to Motorcycle Helmet Laws" href="http://www.motorcycleinsurance.com/the-comprehensive-and-utterly-huge-guide-to-motorcycle-helmet-laws/">registered in a state without a helmet law</a>.</p>
<p>Other bills in the same vein would prohibit children under the age of 5 from riding on a motorcycle traveling more than 30 miles an hour, ban the sale of <a title="45 Blog Posts Discussing Custom Motorcycles" href="http://www.motorcycleinsurance.com/45-blog-posts-discussing-custom-motorcycles/">exhaust pipes designed to make motorcycles louder</a> and prohibit cars from passing through groups of two or more riding motorcycles.</p>
<p>The bills are were the subject of a public hearing this week by the Massachusetts Transportation Committee at the Statehouse.</p>
<p>&nbsp;</p>
<hr />
<p><a href="http://www.motorcycleinsurance.com"><img class="alignright size-thumbnail wp-image-2519" title="MI-Logo" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/08/MI-Logo-150x150.jpg" alt="" width="100" height="100" align="right" /></a>Whether you ride a sport bike or an American cruiser, your insurance needs can get complicated.</p>
<p><a title="The Definitive Guide To Motorcycle Insurance" href="http://www.motorcycleinsurance.com/guide/">We’re here to help you find the right motorcycle insurance, whatever you ride…</a></p>
<p style="padding-left: 30px;"><strong>Tips for buying your motorcycle insurance, coverage you need:</strong></p>
<ul>
<li>Collision to pay for damage caused to your vehicle in an accident with another vehicle or any stationary object.</li>
<li>Comprehensive to cover such things as fire, hail, wind, vandalism, hitting an animal, etc.</li>
<li>Towing / Pickup</li>
<li>Medical payment or personal injury protection to cover the medical bills resulting from an accident.</li>
<li>Uninsured or underinsured motorist to protect us when the other driver is at-fault and does not have coverage or assets out of which your bills can be paid.</li>
</ul>
<hr />


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/michigan-motorcycle-helmet-law-repeal-battle-still-under-way/' rel='bookmark' title='Permanent Link: Michigan Motorcycle Helmet Law Repeal Battle Still Under Way'>Michigan Motorcycle Helmet Law Repeal Battle Still Under Way</a></li>
<li><a href='http://www.motorcycleinsurance.com/proposed-michigan-helmet-law-repeal-a-big-step-down-a-slipperly-slope-to-a-motorcycle-nanny-state/' rel='bookmark' title='Permanent Link: Proposed Michigan Helmet Law Repeal A Big Step Down a Slipperly Slope to a Motorcycle Nanny State'>Proposed Michigan Helmet Law Repeal A Big Step Down a Slipperly Slope to a Motorcycle Nanny State</a></li>
<li><a href='http://www.motorcycleinsurance.com/motorcycle-helmet-law-debate-rages-on-how-would-you-fix-the-issue/' rel='bookmark' title='Permanent Link: Motorcycle Helmet Law Debate Rages On &#8211; How Would You Fix The Issue?'>Motorcycle Helmet Law Debate Rages On &#8211; How Would You Fix The Issue?</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/massachusetts-mulls-repeal-of-helmet-law/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do You Ride Without A Motorcycle Endorsement?</title>
		<link>http://www.motorcycleinsurance.com/do-you-ride-without-a-motorcycle-endorsement/</link>
		<comments>http://www.motorcycleinsurance.com/do-you-ride-without-a-motorcycle-endorsement/#comments</comments>
		<pubDate>Sun, 27 Nov 2011 15:36:33 +0000</pubDate>
		<dc:creator>Todd Halterman</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Biker Culture]]></category>
		<category><![CDATA[Motorcycle Accidents and Crashes]]></category>
		<category><![CDATA[Motorcycle Insurance Guide]]></category>
		<category><![CDATA[Motorcycle Legislature]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Research]]></category>
		<category><![CDATA[motorcycle endorsement information]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.com/?p=7284</guid>
		<description><![CDATA[Do you ride your motorcycle without an endorsement? If you do, you’re not alone. After 35 years of riding, I got pulled over last summer and hit with a ticket for riding without an endorsement, and while it was annoying and cost me a little cash, it got me thinking about what the additional consequences [...]]]></description>
			<content:encoded><![CDATA[<p>Do you ride your motorcycle without an endorsement? If you do, you’re not alone.</p>
<p>After 35 years of riding, I got pulled over last summer and hit with a ticket for riding without an endorsement, and while it was annoying and cost me a little cash, it got me thinking about what the additional consequences of riding without the official imprimatur of the The Man might be.</p>
<p>An investigation of motorcycle crashes in Washington State found out how many un-endorsed motorcycle riders are being killed in crashes, and the facts are shocking to say the least.</p>
<p>According to <a href="http://www.wsp.wa.gov/traveler/docs/equipmt/motorcycle.pdf" target="_blank">Washington State Patrol</a> records, during the five years from 2005 to 2009, crashes accounted for the deaths of 364 motorcyclists in Washington State, and those records also show that during the same period, nearly 40 percent (141 riders) did not have a legal motorcycle endorsement.</p>
<p>Those 141 un-endorsed riders may have held a permit, but since they never completed a motorcycle skills test to ensure that they had the minimal skills to operate a motorcycle on Washington roads, they were riding without the official government Seal of Approval.</p>
<p><a href="http://www.motorcycleinsurance.com/wp-content/uploads/2011/11/motorcycle-skills-test-cones.jpg"><img class="aligncenter size-full wp-image-7293" title="motorcycle skills test cones" src="http://www.motorcycleinsurance.com/wp-content/uploads/2011/11/motorcycle-skills-test-cones.jpg" alt="" width="640" height="392" /></a></p>
<p>A motorcycle permit is pretty easy to obtain in most states. To get one in the state of Washington, you only have to visit a Department of Licensing office, pay a $5 application fee, pass a basic knowledge test and upon passing the test pay $15 for an instructional permit. The permit is valid for 90 days and can be renewed as many times as you’d like.</p>
<p>The bad news is that almost  40-percent of riders killed in crashes only make it through the initial permitting process and fail to complete the full licensing process. While some riders find it sufficient to renew a permit than to finish out the process by passing an approved motorcycle safety course or riding test at a DOL office and many riders opt out of passing a very basic riding skills test and instead ride on the street unlicensed, at least statistically speaking, those riders are quite possibly on the road to ruin.</p>
<p>Riders who opt for this path might not have long to stay their course. The ability to infinitely renew a temporary motorcycle permit may be changing for Washington State riders.</p>
<p>Senator Phil Rockefeller (D-Kitsap County), introduced Senate Bill 5141 limiting the number of times a motorcycle instructional permit can be obtained without completing the full licensing process. The bill limits riders to two permit renewals &#8211; period. A third renewal would be allowed, but only if the rider presents a proof of enrollment in a motorcycle safety course.</p>
<p>That bill passed 44 to 2 in the Washington State Senate in February, 2011 and was referred to the House Transportation Committee the next day.</p>
<p>DOL records show that more than 127,000 new motorcyclists received endorsements from 2005 to 2009.  Of all newly endorsed riders, 64-percent took a motorcycle safety course. These riders took a single weekend out of their busy schedules to learn motorcycle skills. These skills are very basic, but they are the building blocks to enjoy a lifetime of motorcycling.</p>
<p>Motorcycling can, and we all know it,  be a high-risk activity. Of all the ways you can reduce the risks involved, the best way is to actually <a title="simple motorcycle rider skills test" href="http://www.idahostar.org/guide/exercise9.htm" target="_blank">complete the process and pass a simple motorcycle riding skills test</a>.</p>
<p>The Washington State Patrol says that riding without a motorcycle learner’s permit or violating the provisions of a permit could result in a $124 ticket (in Michigan, my ticket resulted in me shelling out $75 bucks), and it might also mean something far, far worse&#8230;</p>


<p>Related posts:<ol><li><a href='http://www.motorcycleinsurance.com/how-to-get-a-motorcycle-permit/' rel='bookmark' title='Permanent Link: How to Get a Motorcycle Permit'>How to Get a Motorcycle Permit</a></li>
<li><a href='http://www.motorcycleinsurance.com/does-what-kind-of-bike-you-ride-determine-your-safety-the-statistics-say-yes/' rel='bookmark' title='Permanent Link: Does What Kind of Bike You Ride Determine Your Safety? The Statistics Say Yes'>Does What Kind of Bike You Ride Determine Your Safety? The Statistics Say Yes</a></li>
<li><a href='http://www.motorcycleinsurance.com/too-drunk-to-ride-find-out-with-this-iphone-app/' rel='bookmark' title='Permanent Link: Too Drunk To Ride? Find Out With This iPhone App'>Too Drunk To Ride? Find Out With This iPhone App</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.motorcycleinsurance.com/do-you-ride-without-a-motorcycle-endorsement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

